Jump to content

Auto loans approved on credit report only?


 Share

The last post in this topic was posted 6044 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts

I have not financed a car in almost 10 years as my last financed car was a Porsche paid off in six months. This shows on my CR but will come off them in May. I good credit with nothing bad on my reports with several 30k cc with zero balances. However when it comes to finaning a car its a real pain as they all want tax documents, bank statements etc. Being in a family owned business I can elect what to pay myself and it doesn't make much sense to pay myself alot for tax reasons.

There are lots of "no doc", "stated income" loans out there for purchasing properties why not autos? Maybe I am searching for the loan the wrong way?

Recently I joined another CU and was pre approved for a CC and auto loan of 30k. I accepted both and was sent the CC instantly but they wanted me to send in tax documents for the auto loan. So much for pre approvals. Sure I can put the car on one of my credit cards but that does not help me.

Any advice on where to look and someplace that does not pul EX as I have 24 inq with them without even trying thanks to the multi pullers.

Link to comment
Share on other sites


The last post in this topic was posted 6044 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

 Share




  • Member Statistics

    • Total Members
      187964
    • Most Online
      2046

    Newest Member
    xvx
    Joined
×
×
  • Create New...

Important Information

Guidelines