Jump to content

Patelco wanting tons on INFO WHY?


The last post in this topic was posted 5000 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Recommended Posts

Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

Link to post
Share on other sites

  • Replies 127
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Popular Posts

Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?   They kept asking me question's like are you self employeed etc or do you work f

Many CU's ask for DL and paystubs.   ARE you self-employed?

I'll keep it above board, too.     After all, we are all on this board to help each other and I am sorry if I offended anyone.

Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

My answer would be NO THANK YOU

 

You already gave them 3 more things than I would ever give

 

(DL and SS card and current paystub)

Edited by GEORGE
Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

 

Many CU's ask for DL and paystubs.

 

ARE you self-employed?

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

 

Verifying income for a high limit maybe... B)

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

 

Many CU's ask for DL and paystubs.

 

ARE you self-employed?

 

 

NOPE!

 

I can understand paystub and DL and SS card.

 

I have been employed as a manager for the same Company since 2005. Now Patelco wants all my w2's and 1040's since I 2005 to verify income. My salary is 45k and make about 10k a year in bounes (I dont count that as income on apps though).

 

Now If I want the card for 1500 I need to call my accountant and have them dig up all my info............. really not worth my time........

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

 

Many CU's ask for DL and paystubs.

 

ARE you self-employed?

 

 

NOPE!

 

I can understand paystub and DL and SS card.

 

I have been employed as a manager for the same Company since 2005. Now Patelco wants all my w2's and 1040's since I 2005 to verify income. My salary is 45k and make about 10k a year in bounes (I dont count that as income on apps though).

 

Now If I want the card for 1500 I need to call my accountant and have them dig up all my info............. really not worth my time........

 

I've had CU's request tax forms... I work for a small company and I've been told they "look fake"

 

:clapping:

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

 

Verifying income for a high limit maybe... B)

 

 

LMAO :clapping:

I wish, LOL

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

 

Many CU's ask for DL and paystubs.

 

ARE you self-employed?

 

 

That is what this Company is (Small).... maybe they thank they look fake IDK...

 

NOPE!

 

I can understand paystub and DL and SS card.

 

I have been employed as a manager for the same Company since 2005. Now Patelco wants all my w2's and 1040's since I 2005 to verify income. My salary is 45k and make about 10k a year in bounes (I dont count that as income on apps though).

 

Now If I want the card for 1500 I need to call my accountant and have them dig up all my info............. really not worth my time........

 

I've had CU's request tax forms... I work for a small company and I've been told they "look fake"

 

:clapping:

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

 

Many CU's ask for DL and paystubs.

 

ARE you self-employed?

 

 

NOPE!

 

I can understand paystub and DL and SS card.

 

I have been employed as a manager for the same Company since 2005. Now Patelco wants all my w2's and 1040's since I 2005 to verify income. My salary is 45k and make about 10k a year in bounes (I dont count that as income on apps though).

 

Now If I want the card for 1500 I need to call my accountant and have them dig up all my info............. really not worth my time........

FOR $1,500 I wouldn't even send a utility bill

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

 

Many CU's ask for DL and paystubs.

 

ARE you self-employed?

 

 

NOPE!

 

I can understand paystub and DL and SS card.

 

I have been employed as a manager for the same Company since 2005. Now Patelco wants all my w2's and 1040's since I 2005 to verify income. My salary is 45k and make about 10k a year in bounes (I dont count that as income on apps though).

 

Now If I want the card for 1500 I need to call my accountant and have them dig up all my info............. really not worth my time........

FOR $1,500 I wouldn't even send a utility bill

 

 

I hear ya!

 

The guy was asking me question after question about everything under the sun.....

Edited by CMH
Link to post
Share on other sites
I hear ya!

 

The guy was asking me question after question about everything under the sun..... I was about to ask him if he wanted t o know when I took my last Sh$T..... HEHE

 

 

Then don't send it... just be aware that MANY CU's will require financials.

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

My answer would be NO THANK YOU

 

You already gave them 3 more things than I would ever give

 

(DL and SS card and current paystub)

No offense George, not everybody is in the position like you and most recently myself to just turn down a new positive TL. Some people here know you and know why you are saying this but then again some people don't. We know you don't need the TL & take offense to such requests!

 

The OP has a pretty thin file and could use the TL. He/She was asking why Patelco needs so much info not what would people do.

 

To the OP, when I was building my credit I sent whatever was needed to get the TL. Who knows why sometimes they ask for so much info but if the TL is important to you then send the info. If you feel you have given enough info and want to give up a positive TL then walk away.

 

And for the records just like you don't have CAPSPHOBIA, not everybody has SEND DOCPHOBIA.

Edited by nyrfann
Link to post
Share on other sites
I hear ya!

 

The guy was asking me question after question about everything under the sun..... I was about to ask him if he wanted t o know when I took my last Sh$T..... HEHE

 

leaving.gif

 

Last time I posted something like this Hegemony tried to call me out on a violation of TOS.

 

But, it was still funny! :clapping:

Link to post
Share on other sites
I hear ya!

 

The guy was asking me question after question about everything under the sun..... I was about to ask him if he wanted t o know when I took my last Sh$T..... HEHE

 

 

Then don't send it... just be aware that MANY CU's will require financials.

 

 

I understand many CUs will do this but, THIS MUCH...... Just never heard of it. I already called my accountant and she is going to get it all together for me......

Link to post
Share on other sites
I hear ya!

 

The guy was asking me question after question about everything under the sun..... I was about to ask him if he wanted t o know when I took my last Sh$T..... HEHE

 

leaving.gif

 

Last time I posted something like this Hegemony tried to call me out on a violation of TOS.

 

But, it was still funny! :lol:

 

 

 

I hope I didnt OFFEND anyone, if so SORRY......

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

My answer would be NO THANK YOU

 

You already gave them 3 more things than I would ever give

 

(DL and SS card and current paystub)

No offense George, not everybody is in the position like you and most recently myself to just turn down a new positive TL. Some people here know you and know why you are saying this but then again some people don't. We know you don't need the TL & take offense to such requests!

 

The OP has a pretty thin file and could use the TL. He/She was asking why Patelco needs so much info not what would people do.

 

To the OP, when I was building my credit I sent whatever was needed to get the TL. Who knows why sometimes they ask for so much info but if the TL is important to you then send the info. If you feel you have given enough info and want to give up a positive TL then walk away.

 

And for the records just like you don't have CAPSPHOBIA, not everybody has SEND DOCPHOBIA like yourself!

 

 

I would like to add another TL but, I could go without I have opened a lot lately anyway, But I took the HARD LOL

Link to post
Share on other sites
I hear ya!

 

The guy was asking me question after question about everything under the sun..... I was about to ask him if he wanted t o know when I took my last Sh$T..... HEHE

 

leaving.gif

 

Last time I posted something like this Hegemony tried to call me out on a violation of TOS.

 

But, it was still funny! :lol:

 

 

 

I hope I didnt OFFEND anyone, if so SORRY......

 

Not me... :D

 

Anyone else? :lol:

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

 

Many CU's ask for DL and paystubs.

 

ARE you self-employed?

 

 

NOPE!

 

I can understand paystub and DL and SS card.

 

I have been employed as a manager for the same Company since 2005. Now Patelco wants all my w2's and 1040's since I 2005 to verify income. My salary is 45k and make about 10k a year in bounes (I dont count that as income on apps though).

 

Now If I want the card for 1500 I need to call my accountant and have them dig up all my info............. really not worth my time........

FOR $1,500 I wouldn't even send a utility bill

 

 

I hear ya!

 

The guy was asking me question after question about everything under the sun..... I was about to ask him if he wanted t o know when I took my last Sh$T..... HEHE

I would have asked if he wanted to know how many hot dogs I had for dinner last night

 

Your question "MAY" have been over the line...

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

 

Many CU's ask for DL and paystubs.

 

ARE you self-employed?

 

 

NOPE!

 

I can understand paystub and DL and SS card.

 

I have been employed as a manager for the same Company since 2005. Now Patelco wants all my w2's and 1040's since I 2005 to verify income. My salary is 45k and make about 10k a year in bounes (I dont count that as income on apps though).

 

Now If I want the card for 1500 I need to call my accountant and have them dig up all my info............. really not worth my time........

FOR $1,500 I wouldn't even send a utility bill

 

 

I'm with you on that one George. For $1500? No thanks. I wouldn't give them any info for that. :lol:

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

My answer would be NO THANK YOU

 

You already gave them 3 more things than I would ever give

 

(DL and SS card and current paystub)

No offense George, not everybody is in the position like you and most recently myself to just turn down a new positive TL. Some people here know you and know why you are saying this but then again some people don't. We know you don't need the TL & take offense to such requests!

 

The OP has a pretty thin file and could use the TL. He/She was asking why Patelco needs so much info not what would people do.

 

To the OP, when I was building my credit I sent whatever was needed to get the TL. Who knows why sometimes they ask for so much info but if the TL is important to you then send the info. If you feel you have given enough info and want to give up a positive TL then walk away.

 

And for the records just like you don't have CAPSPHOBIA, not everybody has SEND DOCPHOBIA.

They got 3 items

 

Then they ask for more???????????

 

This is only for $1,500

 

The OP made it sound like this was an insult in itself

 

LIKE MY STATE FARM VISA

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

My answer would be NO THANK YOU

 

You already gave them 3 more things than I would ever give

 

(DL and SS card and current paystub)

No offense George, not everybody is in the position like you and most recently myself to just turn down a new positive TL. Some people here know you and know why you are saying this but then again some people don't. We know you don't need the TL & take offense to such requests!

 

The OP has a pretty thin file and could use the TL. He/She was asking why Patelco needs so much info not what would people do.

 

To the OP, when I was building my credit I sent whatever was needed to get the TL. Who knows why sometimes they ask for so much info but if the TL is important to you then send the info. If you feel you have given enough info and want to give up a positive TL then walk away.

 

And for the records just like you don't have CAPSPHOBIA, not everybody has SEND DOCPHOBIA.

They got 3 items

 

Then they ask for more???????????

 

This is only for $1,500

 

The OP made it sound like this was an insult in itself

 

LIKE MY STATE FARM VISA

If I understand the OP his high CL is Kay Jewelers at 2K, I think he needs a TL like this in his report.

 

If he is offended I don't really think he should be!

Link to post
Share on other sites

FOR THOSE WHO NEED TO KNOW...

 

STATE FARM VISA was one of 2 cards I ever refused to keep for more than one day

 

#2 was AMEX CLEAR

 

And it took 2 or 3 weeks to do a 2 into 1 and close it

 

(had to call more than 4 or 5 times)

 

People here act like I refuse like 10 or 20 cards a year...EVERY YEAR

Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

My answer would be NO THANK YOU

 

You already gave them 3 more things than I would ever give

 

(DL and SS card and current paystub)

No offense George, not everybody is in the position like you and most recently myself to just turn down a new positive TL. Some people here know you and know why you are saying this but then again some people don't. We know you don't need the TL & take offense to such requests!

 

The OP has a pretty thin file and could use the TL. He/She was asking why Patelco needs so much info not what would people do.

 

To the OP, when I was building my credit I sent whatever was needed to get the TL. Who knows why sometimes they ask for so much info but if the TL is important to you then send the info. If you feel you have given enough info and want to give up a positive TL then walk away.

 

And for the records just like you don't have CAPSPHOBIA, not everybody has SEND DOCPHOBIA.

They got 3 items

 

Then they ask for more???????????

 

This is only for $1,500

 

The OP made it sound like this was an insult in itself

 

LIKE MY STATE FARM VISA

 

 

Not really an insult, I understand "SOME" would lie, cheat, whatever to get a card.... I am not like that I just didnt care for the fact that I was asked tons of questions when I was on the phone with them...... Like I was lieing to them or something, Heck, call the owner of the company or something.....

 

Also the funny thing is THEY Are not calling me at home or on my cell they are calling me at work......

Link to post
Share on other sites
FOR THOSE WHO NEED TO KNOW...

 

STATE FARM VISA was one of 2 cards I ever refused to keep for more than one day

 

#2 was AMEX CLEAR

 

And it took 2 or 3 weeks to do a 2 into 1 and close it

 

(had to call more than 4 or 5 times)

 

People here act like I refuse like 10 or 20 cards a year...EVERY YEAR

I'm am not trying to pick a battle with you but the REGULARS here can really sway a newbie and your reply can most certainly make the OP walk away from a new TL with a good CU without thinking about it.

 

You say it's only 1,500.00 but 1,500.00 to the OP will be one of his high TL's

Edited by nyrfann
Link to post
Share on other sites
Ok they ask for DL and SS card and current paystub, send that in. NOW that want the last two years w-2's and 1040's?

 

They kept asking me question's like are you self employeed etc or do you work for X company? what is up with all the questions, this is beginning to be a waste of my time now.......

 

any thoughts?

My answer would be NO THANK YOU

 

You already gave them 3 more things than I would ever give

 

(DL and SS card and current paystub)

No offense George, not everybody is in the position like you and most recently myself to just turn down a new positive TL. Some people here know you and know why you are saying this but then again some people don't. We know you don't need the TL & take offense to such requests!

 

The OP has a pretty thin file and could use the TL. He/She was asking why Patelco needs so much info not what would people do.

 

To the OP, when I was building my credit I sent whatever was needed to get the TL. Who knows why sometimes they ask for so much info but if the TL is important to you then send the info. If you feel you have given enough info and want to give up a positive TL then walk away.

 

And for the records just like you don't have CAPSPHOBIA, not everybody has SEND DOCPHOBIA.

MANY THOUSANDS OF CREDIT CARD ACCOUNTS ARE APPROVED WITH-OUT ANY ADDITIONAL DOCUMENTS EVERY SINGLE DAY

Link to post
Share on other sites

The last post in this topic was posted 5000 days ago. 

 

We strongly encourage you to start a new post instead of replying to this one.

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.





  • Member Statistics

    • Total Members
      180,595
    • Most Online
      2,046

    Newest Member
    Jdizzle5481
    Joined
×
×
  • Create New...

Important Information

Guidelines