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Disputing to update account balance


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I want to embark on an application spree but I am being held back by the account balances on 3 daily use cards. Although I always pay the balances in full, there invariably seems to be balances on the cards when the tradelines update on my credit reports. I cannot stop using the cards for more than 2 or 3 days because I use them instead of cash for virtually everything.

 

I am considering paying the balances in full, then immediately disputing the account balances as incorrect on my credit reports. What do you think of this idea? Will the account balances be updated within a few days? Will this damage my relationship with my creditors? Will it even work? Will it cause the accounts to be deleted? Your advice and experiences are needed.

Edited by frontalot
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The last post in this topic was posted 5069 days ago. 

 

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