**ONLY** IF YOU HAVE BEEN F/R'D BY AMEX
The last post in this topic was posted 806 days ago.
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Anonymous Survey
219 members have voted
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1. How many AmEx cards?
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180
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2-4117
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5-916
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10 or more6
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2. Highest limit
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Less than $5,00065
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$5,000-$9,99939
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$10,000-$24,99971
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$25,000-49,999925
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$50,000-$99,9999
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over $100,00010
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3. Member since
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Less than 1 year98
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1-5 years77
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5-10 years20
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More than 10 years24
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0
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4. New Accounts just prior to F/R
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No new accounts93
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1-3 new accounts99
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4-6 new accounts18
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7-10 new account6
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more than 10 new accounts3
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5. Overall utilization just prior to F/R
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Less than 10%74
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11-30%65
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31-50%26
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51-70%22
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71-90%24
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100% or over limit8
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6. Do you carry a balance on at least one AmEx card?
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Always76
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Sometimes70
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Never73
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7. Did you pay off a balance you had been carrying?
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Yes - all in one big payment58
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Yes - in a series of large payments31
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Yes - in regular payments over at least a year13
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No117
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8. Did you recently stop charging on all your AmEx accounts
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Yes - I had a special BT rate14
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Yes, I started using another card for regular purchases33
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No, I never used AmEx as my card of choice26
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No, I was charging normally146
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9. Did something cause a sudden drop in your score just prior to F/R
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Yes - I know what caused the drop36
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Yes - I don't know what caused the drop5
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No, my scored had not changed, or went up147
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I have no idea31
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10. I had high utilization
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Yes but not on AmEx46
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Yes, including AmEx44
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No, but AmEx had high utilization32
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None of my cards had high utilization97
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11. Reported missed payments/over limit - 6 months prior to F/R
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I had missed a payment on AmEx12
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I had missed a payment on another card7
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I had gone overlimit with AmEX8
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I had gone over limit on another card1
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Both on AmEx2
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Both on another card1
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I had perfect history the prior 6 months188
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12. Derogs
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I had disputed a derog in the last year54
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I had disputed derogs more than a year ago10
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I have not had any derogs to dispute in the last 2 years124
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I don't know31
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13. Did/did not dance
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I danced a lot10
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I dance a little bit7
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I danced once or twice12
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I never danced60
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What's "dancing?"130
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14. Something I don't want to talk about (i.e. lied on application, lost job, etc)
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Yes, there's something hinky not covered in this survey23
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Nothing hinky that I know of182
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Don't want to discuss it, leave me alone14
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15. Compliance
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I could have complied, but refused on general principles51
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I tried to comply, but something went wrong13
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I complied and AmEx is treating me like royalty now33
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I complied and my treatment by AmEx has not changed83
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Don't ask, it's all bad39
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16. Employment/Income
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I am self employed less than 2 years16
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I am self employed more more than 2 years45
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At the same full time job for less than 2 years47
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At the same ful ltime job more than 2 years95
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I am employed part time5
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I am not employed (housewife, student, whatever)11
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