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Wells Fargo Secured Business Card


The last post in this topic was posted 2758 days ago. 

 

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https://www.wellsfargo.com/biz/products/cre...requestid=27732

 

PG required. No Chargeoff's , BK , Collections

1,000 to 50,000 to open

Can unsecure at 1yr mark.

 

DOES NOT report to DnB or Experian.

Reports deliquent to Experian.

 

Got tired of searching and people not sure about this card. So I called them.

 

 

i'm sorry, but whats the point of a secured card that dont report?

It would be cheeper to go buy visa gift cards.

unless after the 1yr mark, the unsecured card reports.

you're just wasting $$$ on the fees, intrece

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  • 6 years later...

only replying as an update with my experience.

 

I have a new corporation 1 month old.

 

I have just opened a bank acct with a few thousand dollars

 

I applied a month later for the secured card $1,000 limit

 

Approved with collections on my personal credit score of 635 transunion - but they wanted corporate meeting minutes - which I was happy to make and submit.

 

Not sure if they will unsecure the card at any point i'll ask and update.

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I submitted an online application to open a savings account for my job, it took the longest time to get someone to finally call my boss to open the account. Before I bothered doing any of this I called and they claimed that they report to Experian.

Next step is to apply for the secured card, but I don't want to do it if it's not going to report. I'd rather tell my boss we can get something else that will report

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  • 4 weeks later...

The last post in this topic was posted 2758 days ago. 

 

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