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Judgement given on old medical collection


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An aquaintance and I were having lunch today, and he mentioned that he recently had bank account assets seized due to a medical collection that he never knew about. According to him, the collection is from a deductible that he never knew he had, based on an event 7 years ago. Apparently he moved shortly after the event, and was never served, so the OC/JDB/? got a judgement without him ever even knowing he owed the debt.

 

Recently a sheriff showed up at his current address, asked him about his checking account, so he gave the deputy his account information. You can see where this is going. He went to write a check, and guess what? It bounced, due to the account being cleaned out by whoever obtained the judgement.

 

According to the aquaintance, his attorney told him that the collection can be renewed. My contention is that he was never served, never should have a judgement against him, and his assets have been falsely seized.

 

How would you advise him? He is in NC, and to my knowledge, that is where he lived when this event occured.

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The story your friend told you seems rather far fetched.

In general, IF he actually had a judgment from another State, it would have to have been "domesticated" and filed in his present State for anyone to be able to enforce it with a garnishment on his account.

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