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First time car buyer

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Hi, I'm buying a car for the first time, (I'm a college student) and I'm buying it from a private party. I'm not really sure how I work the financing...Do I just apply at places like Roadloans and LendingTree? If I apply at more than one place, will all those hits drive my Fico down? I currently have 691 on EQ and not sure on the 2 others, with 2 years of history. If I apply for loans at, say, my credit union, lendingtree and roadloans, will all those show up as sep. inqs? How long does it take to process, since I would like to close this within a week or so?

 

Thanks for any advice!

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I don't believe roadloans and/or elaon does private party auto loans, you are better off talking to your credit union, they will probally help. I don't think you should have a problem with your credit union.

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