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MarvBear

Account Reviews-What do they REALLY SEE?

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I know lots of times people post question about the difference between a hard pull and an AR (Account Review) Pull.

 

In microsoft word format here is Equifax's solution to an Account Review complete with pricing structure. This via my biz account with Equifax.

 

 

It is called Equifax Readi-Review. Equifax_Readi_Review.doc

 

I hope you find it informative.

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yes there is. At the moment that one particular file is the only one available that I can share.

after the way EQ bent y ou over...you should be posting proprietary stuff :dntknw: (j/k I know the BEAR wouldn't do anything so classless.)

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So they dont get to see the actual file, just if it matched certain filters?

they can see as much as they are willing to pay for.

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hege: thats like 2 yrs old so they may have changed the format by now.

 

I just decided to dredge it up from my archives.

 

But the premise is the same now as then with this product offering.

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hege: thats like 2 yrs old so they may have changed the format by now.

the metro mail standard is still used today. :) guess who was once offered a job at metro mail????

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Wow. If I read this right, there's a risk rating called:

 

" K -- File contains narrative codes indicating disputed accounts ..."

 

I was not aware of this. Is it really a trigger for adverse action?

 

(I thought disputing was safe. Honest disputing, anyway.)

 

ER

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