Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.

Sign in to follow this  

A pictorial Guide to Your Dispute!

This message is 749 days old.  We'd prefer it if you'd start a new topic instead of replying to this one.

Recommended Posts

For those who have wondered exactly what happens when you dispute an account, here- in pictures- is the process:












You- the consumer- review your credit reports.


Oops, what's that? an account that doesn't belong to you?


Let's write a dispute letter to the CRA!






Dear CRA peoples; This here account, it just ain't a-mine. Git it offa there now. Thankie.















The Consumer Reporting Agency's courier picks up the day's disputes and CMRRR's at the post office.

Because of the exceptional accuracy rates the CRA's maintain, there are not many disputes to resolve.









The staffuses E-Oscar to quickly communicate disputes to the creditor involved:















CRA employees carefully review the consumer's dispute and code it to reflect the nature of the dispute:









Documentation submitted by the consumer is carefully and painstakingly considered:








The Furnisher promptly replies to the CRA with corrections, additions or deletions to your account.









Finally, the CRA neatly files away your documentation for future reference:


Share this post

Link to post
Share on other sites

Your FAKO score is carefully re-calculated for inclusion with your results:









Patiently awaiting your next dispute:










There! Problem resolved. See how easy that was?











Hope that clears things up.

Share this post

Link to post
Share on other sites
Sign in to follow this  

  • Today's Birthdays

    No users celebrating today.
  • Member Statistics

    • Total Members
    • Most Online

    Newest Member

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information