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Answers to First Horizon FAQ

 

What do info do they ask for?

 

annual household income

personal net worth

type of organization

products/services

number of employees

annual sales

bank name

bank contact

bank average monthly balance

no financials

______________________________________

does not report to personal credit report

pulls equifax only

minimum credit score is 660

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When you apply for the First Horizon LOC, call and speak to them first. I spoke to one of the representatives today and they stated that they don't like blind applications. It is a red flag to them. They prefer referrals.

 

He wanted to know where I received my application and I told him I received it on an internet forum. I wouldn't tell him which one because I didn't want to ruin anything for anybody else.

 

By the way, I was denied. He said he did not process the application because I was only in business less than 3 years. Well , I knew that I was pushing it since we have been in business a short period of time, but I also think I was flagged because I submitted a blind application.

 

Just wanted to share with you guys.

Edited by zeekerette

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:D Hello everyone, I am a newbie here, have read most of teh threads. Understandc everything, and I am very excited because I have a business and I need business line of credit bad.

 

1. Went to D&B and am ready to start. I have a LLC, I have a business phone line already, but that is it. Business line is open with MCI, which I do not think that counts not sure. I do not have any other accounts to add. They stated no banks, no credit cards. I have a cell phone that I had for ten years, but that is all personal. I have nothing else, so how can I establish the credit? <_<

Edited by nephretite

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:clapping: Hello everyone, I am a newbie here, have read most of teh threads. Understandc everything, and I am very excited because I have a business and I need business line of credit bad.

 

1. Went to D&B and am ready to start. I have a LLC, I have a business phone line already, but that is it.  Business line is open with MCI, which I do not think that counts not sure. I do not have any other accounts to add. They stated no banks, no credit cards. I have a cell phone that I had for ten years, but that is all personal. I have nothing else, so how can I establish the credit?  :P

 

Go to the Motherthread and read it. very extensive amounts of data that will walk you through it.

 

Heres a hint though. Do Not think bank card or line of credit unless you have good personal credit scores and are willing to PG an acct with them.

Think...Staples....Viking....Quill...Reliable...Nebs(be prepared to bend over for shipping/handling fees)...national pen....uline.

Staples should approve you with as little as a 411 listing. read on......

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:swoon: Hello everyone, I am a newbie here, have read most of teh threads. Understandc everything, and I am very excited because I have a business and I need business line of credit bad.

 

1. Went to D&B and am ready to start. I have a LLC, I have a business phone line already, but that is it.  Business line is open with MCI, which I do not think that counts not sure. I do not have any other accounts to add. They stated no banks, no credit cards. I have a cell phone that I had for ten years, but that is all personal. I have nothing else, so how can I establish the credit?  :clapping:

 

go back and re-read the mother thread as had u read it thouroughly u would not be asking the question in red above! :angel: and I mean that with the utmost love! we all started out there, that's y we are all here now. this whole process should take u about 30-60days to establish a nice file. start reading again! :swoon:

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Any way to override the SSN request from the Macy's app since it list below as no PG reqiured...

 

Macys – (800) 933-6229 –

PG: No

Paydex: No

 

2 years in business and some credit history. Call to have application faxed to you. Reports to D&B and Experian.

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Not all at once, now. :lol:

 

 

I have tried at least two times for Walmart and they have not approved me yet!

 

I have:

 

Sunoco

Office Depot

Sprint

Borders

Dell

IKEA

and I got my apartment alarm on the BC.. but still Walmart denies me!

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When you apply for the First Horizon LOC, call and speak to them first.  I spoke to one of the representatives today and they stated that they don't like blind applications.  It is a red flag to them.  They prefer referrals.

 

He wanted to know where I received my application and I told him I received it on an internet forum.  I wouldn't tell him which one because I didn't want to ruin anything for anybody else.

 

By the way, I was denied.  He said he did not process the application because I was only in business less than 3 years.  Well , I knew that I was pushing it since we have been in business a short period of time, but I also think I was flagged because I submitted a blind application.

 

Just wanted to share with you guys.

 

Whom would you get a referrel from?

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Answers to First Horizon FAQ

 

What do info do they ask for?

 

annual household income

personal net worth

type of organization

products/services

number of employees

annual sales

bank name

bank contact

bank average monthly balance

no financials

______________________________________

does not report to personal credit report

pulls equifax only

minimum credit score is 660

 

 

I thought equifax business credit went by like 90's etc? 660 is that not personal credit?

 

Do you have an account with them?

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Not all at once, now. :)

 

 

I have tried at least two times for Walmart and they have not approved me yet!

 

I have:

 

Sunoco

Office Depot

Sprint

Borders

Dell

IKEA

and I got my apartment alarm on the BC.. but still Walmart denies me!

 

 

I have tried about 4 times for DELL and they have not approved me either... I justave up with them...unless someone has a new trick...

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Mens Warehouse (Net 30 account)

 

Call for app. The number is 713-592-7220

 

 

(Info from AlwaysHope!)

 

 

The number for the correct dept (Treasury Dept) is 713-592-7318

Contact person: Lisa

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