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Been a long time fan of Credit Boards and a lot of the things that are taught here. When I had better credit, I loved searching through the database and all the different credit bureaus that these card companies would pull from. I began my credit repair rebuild a few days ago after my discharge, and I'm so excited to get back on my feet again both financial and credit wise. 

 

I think this is the one thing that's also going to make me feel so much better emotionally and help me get back to where I used to be if not better in spirit. 

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Hello

 

Im new here. My goal for this coming year is to repair and rebuild my own and my spouse's credit files. 

We both have taken hit after hit due to medical bills and student loans.

I have been trying to do some DIY credit repair, simply I am tired of paying for all these services from credit repair companies and individuals only to come up with nothing.

My scores are in the 550-580 range and my spouse is in the 480-520 range.

 

I am here to read and learn how to handle all things credit wise. I look forward to speaking to you all. I have alot of questions so I hope I can get some help here and there.

 

Thank you all in advance for any help you can offer.

 

-Roz

 

 

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I am excited to finally be a part of this community. I look forward to learning more information about getting my credit to where it needs to be as I start my journey in cleaning up my credit and finally having a good credit score for the first time. 

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Hello All,

 

I'm new to this forum.  

 

I hope I can learn, and also share my expeirence.  

 

I have had good times, bad times, hardships that lead to a bankruptcy in dec 2017 / discharged 3/2018.

 

Learned alot over the past 2 years and understadning credit.

 

I'm not sure if I'm allowed or not allowed to mention the companies that I used , that has helped remove alot of items off my credit report. 

 

I have also raised my score from a 450  to 688.  I'm working with a credit repair company.

 

Overall when I started in June 2019, I had 36 total negative items,  25 have been removed.  11 to go.

 

Thanks,

Lou

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3 hours ago, philoudelphia said:

Hello All,

 

I'm new to this forum.  

 

I hope I can learn, and also share my expeirence.  

 

I have had good times, bad times, hardships that lead to a bankruptcy in dec 2017 / discharged 3/2018.

 

Learned alot over the past 2 years and understadning credit.

 

I'm not sure if I'm allowed or not allowed to mention the companies that I used , that has helped remove alot of items off my credit report. 

 

I have also raised my score from a 450  to 688.  I'm working with a credit repair company.

 

Overall when I started in June 2019, I had 36 total negative items,  25 have been removed.  11 to go.

 

Thanks,

Lou

welcome to CB! please note that this is a consumer driven sight that frowns on the use of CROs since they waste people's money, don't give you ownership over your repair, and are legally limited in what they can do.

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Hi,

 

I'm new to posting but have been aware of this site for over a decade... Forgot, my old login info 😢

I'm currently working on rebuilding my credit. I have one ATT collection 2018, 1 bad Credit One 2017, 1 CO auto 2015, and 4 defaulted student loans. Doing my research now to come up with game plan to attack these accounts. 

 

Cant wait to see all of the tips and finally get my credit in better standing. 

Current  scores from Credit check total EX 558 EQ 535 TU 509

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Hello all,

 

I’ve joined the community because I’d like to get advice on the proper and smart way to get 4-5 credit cards this year to take advantage of the cash back rewards and points.

 

I’ve never been a fan of credit cards because I don’t like the idea of owing money. In addition, I’ve been holding off on applying because I thought I was going to purchase a house within the past 2 years. But here I am now!

 

My current score is 785 - I have student loans. 1 secured visa and 1 Care credit card with $0 balances. 

 

I applied for the Discover it card yesterday and was approved for $7500, so I guess that’s a good start.

 

Look forward to learning from you all!

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