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Tennessee Tee

INTEREST RATE CHANGE QUESTION

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Greetings everybody.

 

This may be a dumb question but I still need to put this out there for a honest answer :good:

My wife has a $3,000 variable loan at 11.70% she recently asked to refinance for a fixed rate loan for the same amount thru USAA and they offered it to for a whopping 14.70% :rofl:

 

I'm thinking she should keep the variable rate at 11.70% but I'm thinking fixed is better but proably not in her case the difference right now is about $70.00 dollars.

 

Thanks for all the advice in the past creditboard members :rofl:

 

Only 20 pts away from the 700 Club :glare:

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Welcome to the board. Is this an unsecured personal loan? If it is your loan, and even one of your FICO scores is 680, then I would think your choices would be many.

 

Are the 680 FICOs hers or yours?

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Welcome to the board. Is this an unsecured personal loan? If it is your loan, and even one of your FICO scores is 680, then I would think your choices would be many.

 

Are the 680 FICOs hers or yours?

 

They are mine hers are about 630 :P

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