Public Records!

[MarvBear]

Again, pretend I am a total NEWBIE. Pretend I just got my very first credit report.

 

If I were to look at either an online version or a snail mail version of any of my credit files, what are the items that might be reported as a "Public Record"?

[shado]

Again, pretend I am a total NEWBIE.  Pretend I just got my very first credit report.

 

If I were to look at either an online version or a snail mail version of any of my credit files, what are the items that might be reported as a "Public Record"?

<{POST_SNAPBACK}>

Public Records:

 

Judgements

Child Support

Income Tax Liens (state/fed)

Tax Liens (personal property, land taxes etc)

[msdivadj]

ooh ooh - it's like a pop quiz - what FUN

 

1 Public records example is

A Judgement - someone has sued you and gotten a JUDGEMENT against you - this is NOT good

[Curious]

BK's are listed as public records.

[Cushie]

Judgements

Liens

Bankruptcy (though I don't think mine is listed as a public record)

[DirtyHowi]

Again, pretend I am a total NEWBIE.   Pretend I just got my very first credit report.

 

If I were to look at either an online version or a snail mail version of any of my credit files, what are the items that might be reported as a "Public Record"?

<{POST_SNAPBACK}>

Public Records:

 

Judgements

Child Support

Income Tax Liens (state/fed)

Tax Liens (personal property, land taxes etc)

<{POST_SNAPBACK}>

 

child support shows up as an installment on mine, tax liens on the other hand show up under public records.

 

i have no judgements (knocks desk, head, anything else that may be considered wood), so cant' speak to that.

[jayb]

bankruptcies

judgments

tax leins

criminal records in some states

[yasky]

I'm still a newbie but I would consider the following as public records:

 

Foreclosure

Repossession

tax liens

judgements

Edited December 1, 2005 by yasky

[MarvBear]

I believe that child support normally shows up as a trade-line.

 

For the purposes of this thread, I would not consider a Child Support tradeline reporting as a "Public Record", but just another tradeline that is reporting a status and payment history.

[atlchick819]

Unless you owe back child support, maybe?

[MarvBear]

I'm still a newbie but I would consider the following as public records:

 

Foreclosure

Repossion

tax liens

judgements

<{POST_SNAPBACK}>

 

 

A Foreclosure is normally reported in the comments section on a per tradeline basis.

 

A repossession is normally reported in the comments section on a per tradline basis.

 

Neither of these in my opinion would qualify as a "Public Record".

[MarvBear]

Unless you owe back child support, maybe?

<{POST_SNAPBACK}>

 

 

Then the Child Support tradeline would show with a derogatory rating and should show the past due amount.