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HelloKitty

Hello Kitty's success story

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I decided to actually *do* something the day I realized that all the reading here had finally sunk in. Here is what happened: I had gotten a letter in the mail from a notorious JDB pretending to be a lawfirm. Normally this would have freaked me out, but after one month of hanging around here I felt EXCITED. I knew the letter the had sent me and the "law firm" stationary was a joke and immediately DV'd them. That was how I started and didn't stop until most every thing was removed. I still have a some negatives on my reports, lates that won't come off etc.

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I am in the same boat. I just have a problem with medical collections. Do I settle and pay and then dispute? I am so confused. Please help!

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Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
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