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belleama

OMG!!! Angeleyes!!! Samething just happened to me

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I would also like to add if you toss receipts if paying with a debit card, make sure you shread them!!! When you take out your debit or credit cards, don't hold it up for people to use their camera phones to see. I caught someone trying to do that to me, I just about went upside the chicks head!!! :swoon:

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I would also like to add if you toss receipts if paying with a debit card, make sure you shread them!!!  When you take out your debit or credit cards, don't hold it up for people to use their camera phones to see.  I caught someone trying to do that to me, I just about went upside the chicks head!!!  :swoon:

 

I'm buying a cross shredder tomorrow as soon as I get my new card.

 

I did find a match for the phone number on intelius. I'm going to buy the report. Hopefully that can help the cops catch this guy before he "disappears."

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I would also like to add if you toss receipts if paying with a debit card, make sure you shread them!!!  When you take out your debit or credit cards, don't hold it up for people to use their camera phones to see.  I caught someone trying to do that to me, I just about went upside the chicks head!!!  :good:

 

I'm buying a cross shredder tomorrow as soon as I get my new card.

 

I did find a match for the phone number on intelius. I'm going to buy the report. Hopefully that can help the cops catch this guy before he "disappears."

Yes, and I'd be very interested to find out just how he got your number.

 

Was his address or phone number local to your area?

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Yes, and I'd be very interested to find out just how he got your number.

 

Was his address or phone number local to your area?

 

No idea how he got the number. He is located in TN.

 

The name on the order does not match the property search from Intelius and the phone number search does not list the name of the person who's account it is only the city, state and the phone company.

 

The people at intelius say that this probably means that the person moved from that address some time ago. I'm thinking that maybe this person was either using someone else's phone number or they were sending the packages to a dead address so they could then call UPS or FedEx to redirect the shipment once it left Store Fixtures.

 

I think this may be a dead end. :good: Hey is there anyway to do an IP address search?

Edited by belleama

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Link works for me.

 

Thursday, October 20, 2005

At least 700 hit by fraud

Debit-card scam appears limited to Triad

 

 

By Richard Craver

JOURNAL REPORTER

 

 

At least 700 bank and credit-union customers in the Triad have been targeted by fraudsters since Friday, officials said yesterday.

 

The officials said that the incidents are limited to the Triad. They involve unauthorized electronic debit-card charges and skimming of the magnetic strips on debit cards for account information.

 

The officials said that the Federal Bureau of Investigation and fraud specialists with the Visa Network are assisting local financial and law-enforcement investigators in the cases.

 

"We know there are several financial-service companies that have been affected, and they have recognized the pattern of fraud and taken appropriate steps to block the fraud from reoccurring," said Brian McGinley, the director of loss management for Wachovia Corp.

 

"We do know that the fraud is organized, and there is an international component."

 

Some of the victims said that their accounts showed transactions of money being sent to Valencia, Spain, and St. Petersburg, Russia.

 

Some of the victims told the Winston-Salem Journal that thousands of dollars were taken from their accounts. Consumers typically have up to 60 days to report missing money. Financial officials cautioned that consumers ultimately are responsible for being aware of the activity in their accounts.

 

McGinley said that about 400 Wachovia accounts had been affected by the fraud, but only about 15 percent had money stolen.

 

Truliant Federal Credit Union said that fewer than 100 members had been affected by the fraud, and BB&T Corp. said that about 50 customers had been affected. Both Allegacy Federal Credit Union and Southern Community Bank and Trust said that a small number of customers were affected.

 

Consumers who contacted the Journal said that customers at First Citizens Bank, First Community Bank and State Employees' Credit Union also were affected.

 

McGinley said that some potential places where the skimming of debit-card information can occur are gas pumps, freestanding ATM machines, convenience stores and restaurants. He said that scammers also could place false ATM fronts onto ATM machines.

 

It is a felony to use miniature electronic scanners to swipe cards to steal personal financial information, according to the N.C. Attorney General's Office.

 

"We believe we will eventually track down the point or points of compromise for the security breaches because the fraud is concentrated in the Triad," McGinley said.

 

Margie Hauser of Pfafftown said that her family's BB&T checking account was raided six times last weekend with about $1,100 taken. She said that the only exposure to the fraud was likely using a BB&T ATM in Lewisville.

 

"My heart went right to my toes when I saw the account balance Tuesday," Hauser said. "That $1,100 represented my husband's most recent paycheck, so with that money gone, we couldn't pay the bills.

 

"We're afraid of getting socked with late-payment fees and overdraft fees even though the bank said they'd restore our funds within five to 10 business days."

 

Ginger Salt, a senior vice president of markets for Truliant, said that all members affected by the fraud "have been made whole in the accounts within 24 hours" of notifying the credit union.

 

"We've put in blocks to prevent further damage from this scheme," Salt said. She said that most of the affected Truliant members were victims of ATM-related fraud.

 

Noelle Talley, a spokeswoman for the attorney general's office, said that the office plans to issue a statewide fraud alert today although it hasn't received any complaints from consumers about these specific cases.

 

Officials with Visa and the Greensboro field office of the FBI could not be reached for comment yesterday about how many financial-service companies and consumers have been affected by the fraud.

 

Fraud investigators with the Winston-Salem Police Department could not be reached to determine how many complaints it has received since Friday. Bank-fraud victims are required to file a complaint with a local law-enforcement agency.

 

McGinley said that some Wachovia accounts were tap-ped through an unauthorized debit-card charge posted from Cheezy Flicks, a company based in Portland, Ore. Consumers affected by the Cheezy Flicks debit charge said that the amount ranged from $13.99 to $19.25.

 

Financial officials said that hackers use the debit charge to obtain a consumer's account number. If the charge is accepted, the hackers then make a duplicate debit card to raid the account.

 

An outside company processes online transactions for Cheezy Flicks, said Cody Cockrell, a company employee. Legitimate orders typically have invoice numbers and names, he said. The bogus charges don't have either. McGinley said that investigators don't believe that Cheezy Flicks is involved in the scheme.

 

Amy Koester, another BB&T customer who was a victim of the ATM fraud, said that the bank acted quickly when she reported missing more than $2,000 from an account.

 

"All of the money should be put back by Friday," Koester said. "The only real inconvenience is having to stop in at my branch office twice, no big deal.

 

"So with no harm done to my finances, I'll chalk it up to one of those life lessons learned."

 

• Richard Craver can be reached at 727-7376 or at rcraver@wsjournal.com

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Good greif belleama you have been posting like a mad woman this afternoon! LOL

 

OK, I would still contact the reporter to see if maybe he is working on a follow-up piece and can give you any additional infomation.

 

Yes, go to the police and at the very least make a report and give them the invoice information, but please make a copy so it doesn't get "lost." AND keep us up to date on what is going on. :good:

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Check 21 is a conspiracy?

 

Uh yeah! :good: Where do you think all that money goes after they swipe it from your account and before they give it to the recipient? Who gets the interest? Who gets all those "uncollected funds fees"? Who gets all those NSF and overdraft fees then doesn't pay the item? Why do you think that the fee for those items has gone up to $30-$40 after check 21? Why do you think that BofA and Wachovia (probably other banks as well) have changed fee reversal policies so that they cannot be reversed on the branch side? Why do you think banks have started charging to cash on them checks in some states?

 

Its a conspiracy to steal more money from customers.

 

ETA: Most of those fees are charged to customers who can ill afford them. Poor folks who, for the most part, still don't trust banks.

 

As far as I know, BofA can still do this. In fact they even SAID if the investigations dept./whatever didn't return a $10 fee to transfer funds from savings to checking for OD protection (wasn't much in there though), then go back to the actual bank I went to, and the manager there would personally reverse the fee.

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I would also like to add if you toss receipts if paying with a debit card, make sure you shread them!!!  When you take out your debit or credit cards, don't hold it up for people to use their camera phones to see.  I caught someone trying to do that to me, I just about went upside the chicks head!!!   :good:

 

I'm buying a cross shredder tomorrow as soon as I get my new card.

 

I did find a match for the phone number on intelius. I'm going to buy the report. Hopefully that can help the cops catch this guy before he "disappears."

 

 

Unfortunately we do not have an area/room we can set apart and keep Olivia out of, and shredder's can be very dangerous around babies (if they get their fingers in there)....Plus, I am HORRIBLE at remembering to plug/unplug things so that wouldn't be a viable option.

 

I almost always fold my receipts immediately and then put them in my wallet (somehow they end up in the car though!! LOL, I swear the floorboard is littered w/ bunches of tiny folded up (the plain white back is "facing") receipts (and no my car has not been broken into).

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As far as I know, BofA can still do this.  In fact they even SAID if the investigations dept./whatever didn't return a $10 fee to transfer funds from savings to checking for OD protection (wasn't much in there though), then go back to the actual bank I went to, and the manager there would personally reverse the  fee.

 

There was an article posted on the credit side about a month or so ago about this. They specifically quoted BofA not Wachovia but cs reps over told me they now have the same policy. Perhaps they are refunding the fees because it is fraud.

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I know how you feel belleama, because it just happened to me. Same company too plus a couple more charges to different ones. I had two charges show up today on my bank account. When I talked to my bank, they listed up to 10 suspicious pending charges. The fraud unit is investigating.

 

Will see what happens.

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I went to the police today. They are going to "look into it" I'm not too hopeful with that response. They said I could pick up a report on Monday, unless there is an ongoing investigation then I can't have a copy. :rofl: I think the guy is going to get away. I've got to call that reporter guy tomorrow. I forgot to bring my copy of the article home with me so I didn't get a chance yet. Hmm... You know what I think I'm going to call him now.

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No not yet. I'm not sure if I should wait to talk to fraud investigator first.

 

Did you have any other suspicious charges show up?

Edited by chris80

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No not yet.  I'm not sure if I should wait to talk to fraud investigator first.

 

Did you have any other suspicious charges show up?

 

No other charges. I watch my accounts like a hawk and write everything down atleast once a day. I usually check my account once a day or every 2-3 days. Only one charge got pushed through to my account. That was the $839.80. There was also another for $145X that didn't go through. I'm guessing that double charge I had on my account saved me from this transaction.

 

USAA credited everything back to my account yesterday because I did research the company and called and spoke to the owner. I guess they were surprised at how quickly I was able to track down the store and everything. I still need to fax them the report she sent me this morning.

 

She did mention that the FBI was looking into this. I'm thinking that I'll call her back and see if she'll give the the contact info this time.

 

I'm not out any money but I want to know who and how my number was compromised. I mean what good is a new number if I'm going to the same places right?

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Very True. My bank is sending me a new card. I have been back tracking and trying to find out where my card was compromised. This has been very irritating, but nothing a couple of beers couldn't take care.

 

I will keep you updated if I find out anything. The fraud investigator is suppose to contact me tomorrow.

Edited by chris80

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I'm just trying to figure this out. What is so special about Store Fixtures Online? Like what is it that they sell that no one else sells? Do they have some type of over the top refund policy (like being able to make refunds to a different card than the order was originally charged to)? Why that particular store? If the FBI had already investigated them would it really be wise to run this scam through them again? So many questions...

 

What is a Miva merchant order?

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MOTHERF*CKER!!!!!

 

Again!! AF*CKENGAIN!!! Fraud charges!! Fraud charges!!! What the heck is going on over there? :) I just wanna kick somebody's A$$. Then set it on FIRE :angel::angry:

 

Two new charges on my brand new less than 30 days old card!!! One other charge that was declined over the weekend for $839.00!!! :angry::good::angry:

 

I am so fricken heated. They have to send me a newer new card. :angry: I'm telling you its the bank. They are the leak. But what to do about it? MOTHERF*CKERS!!! :angry:

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