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hegemony

oddball cards

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Because many local CU are restrictive they don’t get discussed here on what is a national type forum but your right they can be a great resource.

 

As to the oddballs don’t forget about Umbrella Bank ….

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I am looking for oddball cards too. Are there any others like crown jewlers or roomstore? I don't live in a state to get the roomstore, any other furniture ones?

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Yes, it's one of the several hundred affinity cards that MNBA issues. MBNA is well known for teaming with small banks/credit unions to extend co-branded credit.

 

...and some large banks, too...SunTrust (a big bank here in FL) offers a SunTrust Visa with WorldPoints that is issued and administered by MBNA.

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anybody know of any links to oddball cards that have instant online approval?

http://www.nsbank.com/personal/bank_cards.jsp

 

Nevada State Bank was instant (had to call for the CL).

 

What CRA did they pull, and was there any BT offer?

EX. no AFAIK to your second question.

 

they gave me a 10K CL.

 

Just to be certain here. My SO's EX CR has no baddies except for a 7 yr old BK7, three INQ's and our HH income almost 100k and SO's FICO is above 700, do we go for it?

 

ETA does it matter we are in AL?

Edited by AAAAngels2003

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also,

 

National Bank of Vernon

Bank of Smithtown

Commercebank, NA

 

 

Why is Commerce Bank an oddball.....they are one of the fastest growing financial institutions in the country...I own the stock and you should to!

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anybody know of any links to oddball cards that have instant online approval?

http://www.nsbank.com/personal/bank_cards.jsp

 

Nevada State Bank was instant (had to call for the CL).

 

What CRA did they pull, and was there any BT offer?

EX. no AFAIK to your second question.

 

they gave me a 10K CL.

 

Just to be certain here. My SO's EX CR has no baddies except for a 7 yr old BK7, three INQ's and our HH income almost 100k and SO's FICO is above 700, do we go for it?

 

ETA does it matter we are in AL?

 

bump for Heg.

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Just to be certain here.  My SO's EX CR has no baddies except for a 7 yr old BK7, three INQ's and our HH income almost 100k and SO's FICO is above 700, do we go for it?

 

ETA does it matter we are in AL?

5 years post BK is the key.

 

I don't think geography matters, but YMMV; you could call and ask.

 

APR is not too bad.

 

generous line.

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  Why is Commerce Bank an oddball.....they are one of the fastest growing financial institutions in the country...I own the stock and you should to!

who cares if they are fast growing; does not mean they are not odd. By oddball I mean not the median card held by the consumer; i.e., regional banks, CUs, savings banks, etc.

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Heg do they only do joint applicants or do they do AU's to your knowledge?

sorry, I have not asked them about AU. Chances are they do.

 

they are the same as zions national bank (out of UT).

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Well we went thru and did the application all the way up to the submit and there was no AU that I saw but it could be done as a joint, only I want to be an AU not joint. Thanks Heg.

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