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hegemony

oddball cards

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oh my goodness I thought you were making that up. yes, I did click the link.

 

 

 

 

that is a good one...but it IS a real bank...LOL

 

http://www.bbnb.com/

 

I dont see an offering for a credit Card after surfing the site and registering..

 

BG

Web site as per link is dead. Is that bank still around?

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oh my goodness I thought you were making that up. yes, I did click the link.

 

 

 

that is a good one...but it IS a real bank...LOL

 

http://www.bbnb.com/

 

I dont see an offering for a credit Card after surfing the site and registering..

 

BG

Web site as per link is dead. Is that bank still around?

 

You obviously failed to read much of this thread....

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https://www.popular.com/en/cards/black-dual/

 

 

Interesting Dual card offer with a Visa Infinite/Amex $150.00 yearly fee.

 

I've dealt with them before. You have to be a resident of Puerto Rico, and they will ask for proof of residency and proof of income. They're pretty conservative if you have a limited credit history, but if you're more established, they're relatively generous. I opened my second card ever with them, and they gave me $1000 limit - I applied four years later for a new card, and they gave me $27.5k (highest limit at the time was 32k)

 

 

They annoyed me - I applied for the platinum plus, but they approved me for the platinum with $9k. Useless and sockdrawered.

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State Bank of India (California) debit card.  The bank is good for people who have family and/or financial connections to India.  I don't (I've never been to India) but I'm tempted to apply online for their Easy Checking (no fee if $250 balance is maintained).

 

https://www.indiawest.com/news/business/sbi-introduces-debit-card-for-california-customers/article_a68e2b29-d253-5211-a14c-32a5a42b8514.html

 

https://www.sbical.com/Checking.aspx

 

 

 

 

 

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Ollo Optimum

https://www.ollocard.com/Optimum-Card

 

2.5% cash back on all your purchases
No limits
No minimum to redeem

 

-no SUB so it requires at least 20k 'spend' before break even vs. a $500 SUB alternative
-invitation only

 

Less restrictive alternative to Alliant?

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1 hour ago, Occam said:

Ollo Optimum

https://www.ollocard.com/Optimum-Card

 

2.5% cash back on all your purchases
No limits
No minimum to redeem

 

-no SUB so it requires at least 20k 'spend' before break even vs. a $500 SUB alternative
-invitation only

 

Less restrictive alternative to Alliant?

 

YJQZkYN.jpg

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1 hour ago, cv91915 said:

 

YJQZkYN.jpg

Amen to that!

 

I have yet to be able to converse with anyone ever on the phone @ Citi who even has a basic rudimentary command of the English language and I always make several HUCA attempts.  Inevitably for issues I must go into a branch, however that is not much better....

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3 hours ago, cv91915 said:

 

YJQZkYN.jpg

However when you call you are sent to voicemail...

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Oddball cards are just not worth it in my opinion anymore.  Between past bad experiences (OCCU anyone...) and lenders becoming more restrictive about # of applications, new accounts, etc to try to reduce churners I don't get a card unless it has a long term plan in my portfolio, which is a shame because it limits my ability to get some oddballs now and then.

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5 hours ago, CTSoxFan said:

However when you call you are sent to voicemail...

At least that is less frustrating, LOL!

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Posted (edited)
5 hours ago, CTSoxFan said:

Oddball cards are just not worth it in my opinion anymore.  Between past bad experiences (OCCU anyone...) and lenders becoming more restrictive about # of applications, new accounts, etc to try to reduce churners I don't get a card unless it has a long term plan in my portfolio, which is a shame because it limits my ability to get some oddballs now and then.

Absolutely agree. I was going to get a JCB card purely for the novelty factor as I don't travel to Japan and they were notoriously stingy with credit limits.  Fortunately I never did app the JCB card since they have now subsequently exited the US market and shut down all of their outstanding cards with no grandfathering.  A JCB card would have been a total waste!

Edited by Rogue

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Posted (edited)
17 hours ago, Rogue said:

Absolutely agree. I was going to get a JCB card purely for the novelty factor as I don't travel to Japan and they were notoriously stingy with credit limits.  Fortunately I never did app the JCB card since they have now subsequently exited the US market and shut down all of their outstanding cards with no grandfathering.  A JCB card would have been a total waste!

I had the JCB card until they closed them all. No biggie. I'm keeping the card as a collectible. I consider the ICBC USA UnionPay card I got a couple years ago as its replacement. Maybe try for that, if you don't already have it.

Edited by Burgerwars

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28 minutes ago, Burgerwars said:

I had the JCB card until they closed them all. No biggie. I'm keeping the card as a collectible. I consider the ICBC USA UnionPay card I got a couple years ago as its replacement. Maybe try for that, if you don't already have it.

same. I have ICBC UP card and the Brazilian thong card just for the oddball factor.

 

for someone rebuilding, oddballs from regional and community banks can still be helpful.

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