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How you found creditboards

breeze
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The last post in this topic was posted 1808 days ago. 

 

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How did you find creditboards.com?  

5025 members have voted

  1. 1. How did you find creditboards.com?

    • From another credit discussion board
      1037
    • From another non-credit discussion board
      465
    • I am one of the founding members
      28
    • From a search engine
      2174
    • A friend told me about CB
      876
    • From the "Smart Money" Magazine article
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    • From the Clark Howard show
      34
    • Other
      597
    • I'm not telling
      38

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Wolfstar

Wolfstar

Posted
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*waves* Hi everyone!

 

I received a letter from "Howard Lee Schiff" out of the blue last week, claiming their 'client' approved a lawsuit against me. This is debt that I'm aware of and tried in good faith to pay, but the original creditor--GE Money Bank--refused to work with me (even hanging up on me a number of times). Go figure, when I have the money and am willing to pay up, they ignore me. When I don't have the money, they sell the debt to someone else who comes after me.

 

So I searched on Schiff's name and this is one of the sites that came up. Hoping I can find some advice on this as well as quickly rebuilding my (newly trashed) credit score.

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cblevi02
cblevi02

Can't wait to start using the excavator!! 😀

AnnMichele
AnnMichele

Welcome to CB! There's a lot to learn to here, you came to the right place.

VintageWillow
VintageWillow

I second the welcome   and would like to say AWESOME!!! Read like you've never read before   And feel free to post any questions you need help with

  • 2 weeks later...
HoustonLynne

HoustonLynne

Posted
Posted

Just thought I should back up and go through all the "Start Here" steps -- been lurking and meandering through this info off and on for quite a while. So...Hi, CB Peeps! :wave:

 

First, you guys ROCK. This is like a 12-Step Program (or in my case, perhaps 142-Step) for those with less-than-desirable credit. And you guys are so incredibly awesome for Paying it Forward!

 

I feel like my brain is mush, and the compulsion I feel to consume info from these forums has me feeling like I'm chasing some illegal/illicit substance! LOL...information OVERLOAD.

 

But I've made significant progress already, and some of it I didn't even intend. For instance, in my obsessive daily pulling of my reports on EC (to check for any effects from my DVs) landed me in B*-ville. Honestly, I really was a skeptic on the B* issue, since I was so new and it seemed so complex. But dumb luck got me there...down from 15 to 1, but there are 12 softs between me and that last one. Fingers crossed that I don't end up on the C* Block. I can feel it in my bones, though, that I'm gonna end up there.

 

Anyway, I'm hoping to refinance an auto loan that I was GRATEFUL to get financed for 10% in December 2012, but that rate still costs me A LOT of money in interest. And I hope to stop renting and purchase my very first home sometime next year.

 

Thanks so much for being here for us Newbs...Happy Score Elevating! :clapping:

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JERRYJACK

JERRYJACK

Posted
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I would like to get information about paying back a student loan through GCSERVICES. The loan is accrued $12,000.00 in interest 20 years of default status.Do I have other options and getting interest reduced or dropped?The company seems a little shady to say the least. Any help or advice would be greatly appreciated. Sincerely,JERRYJACK P.S THEY HAVE TOLD ME I HAVE NO OTHER CHOICE BUT THEIR "REHABILITATION PROGRAM."

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Melting_In_McKinney

Melting_In_McKinney

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I found it about a month ago, while searching 'HOW TO REBUILD CREDIT' on Google. I love this site, and find myself reading & navigating it at least a couple times a week.

Thanks for all the great info. You're doing a great service here for so many people.

 

and ... Breeze ~ I recently moved from Maui, to Texas ~ You're beautiful picture is torturing me as I'm melting at 4am here in Texas! ACK! :swoon:

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hyp0luxa

hyp0luxa

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I found this site by googling 'credit repair forums' almost 2 years ago. This board gave me some confidence to begin tackling my credit issues. Since I joined my credit score has gone from the 530's to around the 670 range. I started with a 300 limit Cap1 Card, now that's at 2k and just opened Chase Freedom 2k, and BOA Cash Rewards 1k, CLI on activation to 2k. Thanks CB!

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