zoecat Posted July 21, 2005 Do you get mad when they just swipe your card and give it back to you without looking at the back? Aren't they supposed to compare the signature on the card to the signature on the credit slip? I've only seen two places actually do this on a consistant basis - the post office and Disneyland. If it is against Visa/MC policy to require additional ID when a signed card is presented, is it also against policy to not compare the signatures? Share this post Link to post Share on other sites
GEORGE Posted July 21, 2005 Do you get mad when they just swipe your card and give it back to you without looking at the back? Aren't they supposed to compare the signature on the card to the signature on the credit slip? I've only seen two places actually do this on a consistant basis - the post office and Disneyland. If it is against Visa/MC policy to require additional ID when a signed card is presented, is it also against policy to not compare the signatures? <{POST_SNAPBACK}> YES...THE SIGNATURES SHOULD BE COMPARED BUT I DON'T COMPLAIN IF THEY DON'T Share this post Link to post Share on other sites
xanthuos Posted July 21, 2005 If they swipe my signed card and give it back to me without comparing the signatures, that doesn't bother me much because they aren't requiring anything on my part. Asking for my ID is intrusive, and since it IS against V/MC policy, I have the right to refuse. If they do not compare the signatures when they accept cards, THEY are held liable for fraudulent purchases, not me. Share this post Link to post Share on other sites
BBQ123 Posted July 22, 2005 I actually prefer when they just swipe and hand it back or have a self-swipe system as it is faster and more convenient. The no-signing thing is nice too at some stores. Share this post Link to post Share on other sites
justin28004 Posted July 22, 2005 Do you get mad at the gas station because the attendant doesn't come out of the little store to look at the credit card you just swiped yourself at the pump? How about at Home Depot, where you can easily rack up $1k in purchases, and ring yourself up at the self-checkout and slide through a credit card without any human employee present? Share this post Link to post Share on other sites
BBQ123 Posted July 22, 2005 Do you get mad at the gas station because the attendant doesn't come out of the little store to look at the credit card you just swiped yourself at the pump? How about at Home Depot, where you can easily rack up $1k in purchases, and ring yourself up at the self-checkout and slide through a credit card without any human employee present? <{POST_SNAPBACK}> No... I only use pay-at-pump, and at Exxon/Mobil I have speedpass for making it even faster. Self-checkout is nice for getting out faster when all the people who don't understand self-checkout line up at the two open registeres at Home Depot. Not needing a human employee to check out is easier/faster. Share this post Link to post Share on other sites
justin28004 Posted July 22, 2005 and at Exxon/Mobil I have speedpass What is this? Share this post Link to post Share on other sites
GEORGE Posted July 22, 2005 and at Exxon/Mobil I have speedpass What is this? <{POST_SNAPBACK}> http://www.speedpass.com/home.jsp Share this post Link to post Share on other sites
hurricanesfans27 Posted July 22, 2005 Do you get mad at the gas station because the attendant doesn't come out of the little store to look at the credit card you just swiped yourself at the pump? How about at Home Depot, where you can easily rack up $1k in purchases, and ring yourself up at the self-checkout and slide through a credit card without any human employee present? <{POST_SNAPBACK}> it doesnt bother me at all Share this post Link to post Share on other sites
BBQ123 Posted July 22, 2005 and at Exxon/Mobil I have speedpass What is this? <{POST_SNAPBACK}> http://www.speedpass.com/home.jsp <{POST_SNAPBACK}> Linked to credit/debit card... You simply tap the speedpass to the reader, no card swiping, no pin, no signature needed... speeds up fueling a few seconds. It is free... and this summer 5 cents rebate per gallon of gas. Also, you can go inside and buy stuff, and it is faster. Share this post Link to post Share on other sites
kiloecho Posted July 22, 2005 If it is a Visa/MC policy for a merchant to veryify signatures, but the merchant doesn't, is that ok? A policy is a policy, right? The Visa/MC policy is that merchants are not to ask for ID to complete the transaction, but if they do, then it is not ok? A policy is a policy, right? I know some have argued that the ID issue is WRONG because it is Visa/MC policy and you have to follow policy! If it is NOT policy to verify signatures disregard this opened can of worms. Share this post Link to post Share on other sites
cannoda Posted July 22, 2005 If it is a Visa/MC policy for a merchant to veryify signatures, but the merchant doesn't, is that ok? A policy is a policy, right? The Visa/MC policy is that merchants are not to ask for ID to complete the transaction, but if they do, then it is not ok? A policy is a policy, right? I know some have argued that the ID issue is WRONG because it is Visa/MC policy and you have to follow policy! If it is NOT policy to verify signatures disregard this opened can of worms. <{POST_SNAPBACK}> I could care less about a policy where I am not inconvenienced and THEY suffer the loss from fraud. Share this post Link to post Share on other sites
BBQ123 Posted July 23, 2005 The merchant agreement does not REQUIRE signatures to be checked... but it does reccomend it. The merchant agreement does REQUIRE merchants to take the card without additional ID if it is not signed. Share this post Link to post Share on other sites
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