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Showing results for tags 'transfers'.
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So I have a question regarding taking advantage of a balance transfer offer on my new NFCU Flagship Visa Sig account. There's an offer of 0% APR on BTs for 12 months. I've never used a credit card for the purpose of doing a BT so I'm just trying to get an idea of how it works. Say I want to transfer a balance of $280 onto the card but before the transfer is actually completed/posted I have a payment due on the account for $30 and I pay it. Will the transfer when it goes through just be auto adjusted to the current balance on the card that I'm transferring from? Or will the overpaid amount be held and applied to future purchases? i know this is probably a stupid question but again, I've never used a credit card for balance transfer purposes. thanks for the help in advance!
Can anyone tell me if they pull separately for membership and credit, or if they use the same pull if it's the same day? Trying to decide when I want to join. I'm not planning on any credit apps until later in the year, so if they do use the same pull, I would want to wait to join. Also, for anyone that is a member, do they have the ability to transfer funds to other member accounts? My girlfriend lives near a branch, and I'm always sending money to her. Figured it would be easier if I can have her join, and then transfer into her account. Thanks!