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Showing results for tags 'success'.
Found 9 results
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I'm going to make this a short and sweet summary found the forums in 1/11 1st card since '08 in 2/11 ($400 MC by HSBC) 1st discover card in 11/11 ($1k) then had 3 fights: cap one (charge off): failed Public Storage (public collection?): tie [they will fall off next year so meh] LVNV/Resurgent (CA for cap one): WON! in 3/12 MC $400 -> $520 in 5/12 Discover $1k -> $1350 in the last year i have gained a minimum of 50 pts on all 3 8 days ago i was approved for a $900 amazon.com store card 3 days ago i got my very first car! a 2008 Prius touring package #6 it's b
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I'm very new to posting to this forum but have been using it for reference over the last month and wanted to share my recon story. I already had a Barclay's Reward Mastercard that I've had for over 7 months now and recently hit the CLI button. When asked how much I wanted, I was rather conservative and only asked for $250 which was granted after about an hour. So then I thought, perhaps I could have asked for more? So after reading on here about people calling the recon line to ask for more, I took a chance. After going over my account and answering a few questions, they granted me another
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I received my Bank of America travel rewards card on Monday, called Tuesday for a CLI from 2500 to 5000, approved. Called today and asked to get bumped to 7500, put on hold for a few minutes, asked some income and employment info, approved. Bank OF America is awesome seems they are very generous with CLI's 2 in 2 days and just got the card Monday.
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In my late teens I was out on my own and very troubled. I used to need weekly therapy visits and other various medical services, and though I had insurance through the community college I was going to, I often couldn't pay the copayments. I let the bills stack in a high pile in my living room, and going near them put me into a panic attack. Around 7 years ago I decided enough was enough. I checked my credit reports and found that my scores were in the low 500's, and I had 5-7 collections on each report. I also had a credit card with a $2k limit, which I had maxed out for car repairs ye
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06/17/13 I had a 482 FAKO & 32 negative accounts. Tomorrow morning (06/09/14) I am closing on our first (forever) home with 100% clear reports & 750-760's across the board. I never thought I'd see the day. Not gonna lie, I'm pretty excited about the app spree tomorrow evening as well THANK YOU, CB!!
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As a 26 year old married mom of 3, I was scared to death of the damage my 18 year old self had done. It was appalling & I could not bring myself to face it for many, many years. I started this journey on June 17th, 2013. At the time, I had 32 negative accounts (collections and charge offs), and a FAKO of 482. Because of all of you wonderful contributors to this site, I saw my first 700+ FICO score today. As the title says, I had to pick my jaw up off the floor. Totally shocked! My Merrick Bank FICO is 773 & Discover is 743. Granted, both of these are TU and TU is my only completely cl
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I started our credit repair journey on July 17th. Last week, I decided to open a new checking/savings at Suncoast Schools Credit Union. I noticed over this weekend, through MPM, that they pulled Experian for the checking account. DH and I went to a branch this morning. I figured, if they pulled our credit for a checking account, might as well see what they can do for a CC or our upcoming auto loan. Sat down, was told my Experian FICO is 659 (I started with FAKOs in the 480 range!) and DH's is 619 (started with FAKOs around 520!) I was on Cloud 9! Waiting to hear results of our application late
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Had some negative accounts that were not mine showing up on transunion report. Disputed them online and had success with 2 of them. The other 2 I was able to have removed instantly by calling transunion directly. Spoke with an awesome rep. He actually deleted the accounts while I was on the phone with him. I suggest speaking with and addressing disputes with this person. I do not know if I allowed to post his name in the forum????
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After about 18 months of coming to CB and reading, reading, reading (and some posting, posting, posting) my Trans Union report is now 100% clean of everything. No derogs, no inquiries, NOTHING! Thanks to the advice on this board I've used a variety of methods to get everything cleaned up and accelerate the pace of progress (I knew nothing about B*, obsolete disputes, etc., before coming here). I also established new, positive tradelines (first a secured card; then a secured LOC; then joint card ownership thanks to a SO with impossibly clean credit, a decade-old account and a penchant t
