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  1. So I told myself I would be staying away from apps for a while but I received an email on the 24th of feb saying I had been pre approved for the Flagship Visa Signature Rewards card. I immediately got excited and started the app but then realized I had added a few inquiries by applying for navcheck and discover it (which I got approved for with a starting limit of $1800) so I was hesitant thinking my score might have been higher when they checked for pre approval qualification vs dropping a few points from recent Inqs. But then I figured wth and filled it out. Waited a couple of days and kept checking the status and it said review in process. Finally three days after submitting the app I got a phone call and they needed income verification. After a super friendly phone call the lady said she sent my app back to a credit and lending agent and I should check back. I knew it wouldn't get a decision over the weekend so I didn't check and then I figured I'd give it all of Monday (today) and as I'm eating dinner I realized I hadn't checked the status for a while. Logged in expecting either a denial or review message and lo and behold approved for the starting minimum limit of $5k Plan on taking advantage of it for BT purposes and to help with util. This is one of my higher limit cards and lowest interest rates so I'm pretty excited. All the rebuilding work is definitely paying off.

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