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Found 3 results

  1. Hello, My husband and I have been patiently waiting to buy a home for years. We had a lot of obsticles that kept us from being where we needed to be that we have now overcome. We have been in a lease purchase for the past couple of years for a home that we will be purchasing for $250K and we have accured about 10K for the downpayment though we may be able to come up with a few grand more if needed to close. Here are our current issues: I am self employed & my spouse is on SS Disability. His income is non-taxable. Majority of my income is through a contractor position that I have he
  2. Best lenders for me? Self-employed First, thank you to everyone who contributes to this board. It has really helped me over the years. I currently have about 40k at penfed that I need to move. I need to decrease overall utilization and interest rates on my balances and would like suggestions on who else I should apply with for new cards aside from NFCU (currently only have checking and savings with them…. when I joined my credit was BAD. In the last 30 days, I have paid off a substantial amount of my revolving debt and an installment loan to increase my fico’s (and help DT
  3. One of the conditions that came back was to provide a P&l and also a balance sheet for our business since we are self employed. That is a new requirement with FHA with no exceptions! They asked for it to be from a CPA which we do not use. I just gave underwriter documents from quickbooks that I use and it was excepted. closed in 60 days. Just remember that they use net numbers not gross and you should be good to go.
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