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I got a gift of sorts from Chase... Late last month (Aug 2014) I applied for a Marriott Rewards Premier Card. I froze EX like a good soldier and applied online for it (no previous Chase cards or history) I didn't get an online approval but it said pending. So I get a call from Security department saying that due to a fraud alert on my TU report my app needed further review. My TU had an alert because my wallet was lost/stolen. I answered a few questions like what was my address back in so and so year and could I name 2-3 of my oldest or closed cards. Then the agent said "Congratulations. Your application for the Chase Sapphire Preferred Card has approved with a line of 18k" and my 40k bonus points will be added when I perform the required spend. Then I told him, I didn't apply for a CSP but for a MRP card with an invite from Marriott for 70k bonus points. So he place me on hold for a few minutes and when he came back he said, "Congrats blah blah... for the MRP with a line of 18k" and that I would receive the card within 10 days. I asked if they could match my Flagship NFCU CL and they said no since it was only open for 3 months. and no counter offer. I said thanks, satisfied with the CL for my 1st Chase card, and ended the call. Well I got the MRP yesterday and went online to verify it and set up my account. Today I got in the mail a CSP with the same credit limit. And when I went online to verify it, my profile now showed both. I used both cards today and went online to see the pending transactions and there they were. Should I even call CS or should I just take the win and go about my merry way?! This blew my mind LOL I checked my CRs with SC and MPM and only one HP on TU is showing, btw... so 36k between 2 cards with 1 HP