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I've been rebuilding credit very slowly the last two years. I recently acquired a $4500 Chase Freedon card and a $1500 Barclays crd. Both inquiries show on Experian and Equifax, but not on TransUnion because I had it temporarily frozen. The Barlays acct is showing on all three but Chase hasn't hit yet (got card two weeks ago). I would like to go for one more card then cease for 6 months. I need a card that will access TransUnion or Experiian due to less inquiries and higher scores (around 725 each). Equifax has been hit recently due to inquiries, hurting my scores Myfico is 720 My two-part question: 1) Should I freeze my Equifax file and apply for another card like Citi, steering them to access TU or EXP? 2) Should I do it now before My Chase card hits, or after it hits since it's a higher limit that will appear? Good income (100k) if that's relevant