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I have an Affinity credit union credit card since 2010 and it was stuck at $1500 so I called them few days ago and asked for credit limit increase. They said it will require a hard pull and I said it's fine. CLI of $1500 was approved and my limit went to $3000. I checked my credit report today through credit secure and noticed that there was no hardpull at all but also surprisingly two accounts appear on credit reports. One old and the other new and both showing $3000 limit. I called up Affinity and they said well by mistake they opened a new card and then closed it. They assured me that the new account will disappear from the reports within 30 days. Did anyone else had this happen. It sure seems very strange.
Was approved for a new credit card yesterday, $2000 limit. I signed up for Credit.com today, as it is free, but they only provide vague information. They do not provide specific account information, only overviews such as number of account, total balances, total available credit, etc. They are showing one more open account, and $2000 more available credit, than the last time I had checked Experian on another site, and I have not opened or even applied for any other credit. I pulled. Did my SmartCredit and TrueCredit after seeing that, and there are no changes other than the inquiry yesterday? Would it be possible that this new account reported to Experian THAT FAST? Dave