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Showing results for tags 'navy fcu'.
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I opened my Navy checking in January, on April 15th applied and got a Navy cash rewards for a low limit 500, but happy just the same. A few weeks later my credit score had gone up another 15 points, so I app'ed for a cli on 5/2, but denied. Haven't received the letter yet, but rep thought it was because the card was too new, and i should wait six months. Today, May 8th I got an invitation to apply for the go rewards in the mail, saying "members like you deserve to be rewarded" and giving me an acceptance code. Should I apply for this? It would be my third inquiry this year from NAVY. I wonder if this offer just crossed in the mail with my first app, and if I apply again they will deny because I already have a card. Am I expressing my question clearly? Advice welcome. Would love another NAVY card but willing to wait. Edited for salamanderic spelling error
I joined nfcu about three months ago. I check my offers regularly, but it has always been generic "offers" like mobile banking and such. My credit score has been going up to just recently 602 on eq. I also just yesterday signed up for OOOPS overdraft protection. Today I see an offer on offer page for cash rewards. However it is not the banner ad but one of the text ads underneath it. Is this real? Should I bite? I have no lates at all for the last 5 years, but lots of baddies from before then. Thank you for your advice.
I am getting very close to applying for a Navy CC. Just waiting for my utilization to drop a bit more. I have a lot of old CO's, all too old to collect on-Arizona when the SOL was 3 years. BUT, I know some CA's will try to collect claiming 6 year SOL, and they will all be 6 years in 3-6 months. No employment history has been listed on my reports for years, so...I am wondering if I pull the trigger with NAVY, will they list the employer I put down? Anyone have any experience with this? Thanks for your help. Prosper
Now that I am finally able to join, and since they have a new promotion, I signed up online this past weekend. By Monday, I had an account set up. They must have easily been able to verify my contractor status with DOD. I had some problem signing in, and a few calls into Navy and it was fixed. Today I called and spoke with their credit department. They had offered me a secureed card. I explained my situation to gentleman, stating I knew my score would be a bit better in a couple months as I pay down my utilization, and wanted to wait until then and apply for an unsecured card instead. He didn't try to get me to make an app now, he seemed to understand about inquiries and how they affect your credit. He did thoroughly explain the secured card program. He seemed more interested in my credit goals than in him making a cc sale. Then later I checked my accounts, and the opening bonus has already been put in. Everything about this CU seems right, and I intend to make it my lifetime banking relationship. So glad I got in. I can see already by my service experiences why you guys are all so gung ho about Navy. And I think my days of credit ***!x) ups are truly behind me, the last big chunk of mistakes will all start falling off in the next 6-18 months, and then I will be perfect again. Thanks Credit Boards!
I just got my DOD contractor badge, for working on a base, and I called NFCU and I am eligible! Yay! I've been wanting this CU for a long time. I know they recently (last summer) had a sign up and get 100.00 bonus, but it doesn't look they are having anything like that now. My job should last at least a year, so I can wait a bit even though I am eager to join. Anyone know their history of bonus programs?