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Showing results for tags 'mortage'.
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What is up with Title Company's I am having a hard time getting quotes about how much the title company that my realtor recommended is charging. Same thing with my lender's title company. I am asking for them to send me all the charges in a email and the the price for each a long with the total. What's up with wanting this info how else will I compare prices?
Here is my scenario. I currently make 90k from my fulltime employer and for the past few years i was also running a consulting business that was losing money each year. I included my business losses about 25k on my schedule C of my 1040. I am no longer running the business and am trying to get a mortgage approval to use my VA backed loan. With the past two 1040's my income takes a pretty good hit even though the business was financed from my past savings. Is there a way to do get my approval up. I am only being approved for around 300k and I really need 450k for the house i have found. I only have a 450 dollar car payment so my debt to income is pretty good. My current rent is 2275 so I would be able to handle the mortgage. Any ideas how a broker can get this deal done. Current scores are 649, 715 and 720.
Help! I just took a 40 point hit! OUCH! EQ just updated today and my old mortgage changed status from PAYS AS AGREED to 120+DAYS PAST DUE. Anybody have any suggestions? It was fine yesterday. GRRRRRRRR. HOME LOANS SERVICES Hide Details 759104488XXXX 05/06/2007 $0 08/06/2013 120+ DAYS PAST DUE
I am hoping someone can shed some light on the USDA guaranteed loan for me. I called up regarding the USDA direct loan program, and after speaking with the representative for a few minutes, she said she would send me info about the USDA guaranteed loan as well since the direct loan program is out of money right now in my area. I figured it would be easy enough to take a look at the packet and figure out if my fiance and I qualify, but either I am completely missing something or it is super unclear! I can not find any piece of paperwork that says what the minimum income limit is for this loan program. There is a table that shows the income limits for very low income, low income, and median income, but I do not know which income limit is associated with this loan - I think you need to make at least the very low income, but no more than the median income. Does anyone know? Thanks for your help!