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Found 2 results

  1. I am currently rebuilding my credit and recently got approved by Barclays with a small limit. I need a larger limit but how do I increase my chances that they will comply and how long do I need to wait before asking?
  2. Okay, I did an app spree OCT 31 and NOV 1st. During that time, I received double digit credit limits on 4 new credit cards. So, I figured, why not request a CLI on the one Capital One card that I already have. Going through the normal customer service was a joke, as they used my credit report from 2 months prior through an automated program and declined my request. I ended up going through the Capital One Executive Office and requested a $12K limit (up from $550). They asked if I would accept a partial approval. PAUSE. At this point, I'm thinking, they may do $10K or even $5K, so I say Yes. PLAY. It took them 2 weeks to get back to me with an approval for $1500 on a 754 FICO score...WTF!!!??? So, perhaps my advice would be, if you are confident that you should get what you ask for, don't agree to accept a partial approval. Who knows, they may have approved more.

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