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please look over my numbers my closing cost seem really high I am so lost I might have duplicate charges listed. I am applying for a FHA VHDA loan with no money down but a second loan that covers my down payment. Initial loan amount:139,428.00 loan term:30yrs your initial interest rate:3.875% initial monthly amount owed for principal, interest, and any mortgage insurance:808.54 per month adjusted origination charges:2,205.30 charges for all other settlement services:8,317.67 Total Estimate Settlement Charges:10,522.97 appraisal fee:475.00 credit report fee 50.00 VHDA tax servi
Hi I'm new to this forum and wonder which bank or financial institution is using Equifax for used car loan. Im asking because my EQ is perfect not like Experian where i have 2 charge offs and score of 630 low limit util; 3% EQ 738 util: 3% low card limit clean record one installment from 2007 paid on time
Okay I have a collection that is scheduled to fall off in Nov of this year. My lender keeps bringing this up she said that even though its coming off it is still my responsibility. The bill is for 633.00 hospital bill and this bill hurts every time I see it on my credit report. To make a long story short my son went to the children hospital in my area ER, they didn't find anything wrong. A week later he went back to the ER for the same issue and was admitted. Because they did not discover this issue the first time he has to live with a condition for the rest of his life. My insurance