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Found 2 results

  1. I have a loan with Santander that i want to pay off in a few days but I'm not sure if i should. Only Experian is reporting it correctly. negatives are 30 day lates in nov & dec 2009 and one 30 day in oct 2010. I filed for BK in January 08, Santander is showing IIB on TU and Eq even though it was reaffirmed. How are the two different methods of reporting affecting me? Am i better off letting it report as IIB? I thought about doing a GW with them but after searching it doesn't look promising. Would paying them off be positive or negative on GW efforts? Thanks to all for your input.
  2. I've spend so much time reading on this board, I finally got the courage to start tackling my CR after MANY years of ignoring it. I logged into my JCP accout send a quick email explaing to them that a year ago I was out of work and had one late payment, would they please delete it? Guess what a week letter i get a letter from JCP in the the mail - we are so sorry we love you and understand this 30 DAY LATE will be removed! yay! thank you CB! Scores @ 537 527 576

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