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Found 29 results

  1. Dear MARV, The state of Louisiana has changed their trade-in tax credit rule. They are no longer allowing trade-in credit for a vehicle that is owned by a spouse. The only time trade-in tax credit will be granted is when the vehicle is titled in Louisiana and is owned by the buyer purchasing the new vehicle. Please review your pending accounts for the state of Louisiana, if the trade-in vehicle used for tax credit was owned by a spouse who is not listed on the vehicle being purchased, you will need to recalculate without trade-in credit. The only way to apply for trade-in credit for a vehicle traded-in by a spouse is if the buyer titles the vehicle in their name first in the state of Louisiana. If you have any questions, please reach out to our Dealer Support Services at (561) 276-3040. Best regards, Your DMV Nationwide Team at Interstate Title Solutions, Inc.
  2. https://www.msn.com/en-us/autos/news/used-cars-make-their-biggest-price-jump-in-a-half-century/ar-BB18WLrw?ocid=msedgdhp
  3. I posted a thread in the general credit forum but figured this may be more appropriate for the automotive, so I apologize for the cross post: So my question is about this settlement: http://santandermultistateagsettlement.com/Home/portalid/0 I had an SUV repo’d in summer of 2017 (originally purchased in 2012). Since I handed over the keys when they picked it up, I guess they considered it voluntary, so it’s listed as a charge-off. I just wrapped up a divorce at the time and I kept the vehicle as a result but it was still in both me and my ex-spouse’s name at the time it was taken. Fast forward to now and it’s been awhile since they have contacted me. I disputed with all bureaus to try and get it off my reports and it was deleted on EX but it was verified on EQ and TU. Based on the outcome of this settlement, will I be able to get it removed from the other two bureaus? Oh and I’m in TX by the way (not one of the states listed in the lawsuit).
  4. https://www.autodealertodaymagazine.com/360346/time-to-buy-your-fi-professional-a-dog?utm_source=email&utm_medium=enewsletter&utm_campaign=20200302-NL-ADT-Enews-BOBCD200225012&omdt=NL-ADT-Enews&omid=1000693576 There is no paywall. I prefer Beagles just in case anyone needs to know.
  5. https://www.fi-magazine.com/360260/one-flu-over-the-dealership There is no paywall.
  6. https://www.fi-magazine.com/360172/lease-credit-approval-rates-dip-slightly There is no paywall.
  7. https://www.autodealertodaymagazine.com/359867/3-fi-gotchas-you-need-to-avoid?utm_source=email&utm_medium=enewsletter&utm_campaign=20200201-NL-ADT-Enews-BOBCD200126005&omdt=NL-ADT-Enews&omid=1000693576 There is no paywall.
  8. https://www.autodealertodaymagazine.com/358213/report-customers-want-to-buy-insurance-at-the-dealership Do you folks believe this. I personally rather difficult to believe. No paywall.
  9. https://www.fi-magazine.com/359986/cfpb-announces-membership-of-taskforce-on-federal-consumer-financial-law There is no paywall.
  10. https://www.fi-magazine.com/359872/confront-the-growing-threat-of-synthetic-id-fraud There is no paywall.
  11. https://www.autodealertodaymagazine.com/358879/drivers-dont-trust-lane-centering-systems-iihs-finds?utm_source=email&utm_medium=enewsletter&utm_campaign=20191009-NL-ADT-Enews-BOBCD191003018&omdt=NL-ADT-Enews&omid=1000693576 No Paywall. ARLINGTON, Va. — Drivers remain skeptical about lane-centering systems, even though they are relatively confident in the performance of adaptive cruise control systems, according to recent research conducted by the Insurance Institute for Highway Safety.
  12. I have a friend who currently still have a vehicle but the debt was charged off and sold? Shes paying some company who claim to be collections but they havent sent any proof of the original loan. Her credit report shows the original loan charged-off.
  13. https://www.fi-magazine.com/355521/dealers-are-from-mars-finance-companies-are-from-venus No Paywall
  14. your Age? 43 Your Equifax Credit Score? FICO 8...718 Your Experian Credit Score? FICO 8....713 Your TransUnion Credit Score? FICO 8....715 How many years have you been on file with Equifax? 18 How many years have you been on file with Experian? 18 How many years have you been on file with TransUnion? 18 YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan? NO Will this open auto loan be a trade-in? Yes ( Car is paid off, Blue Book is between 9k to 11k, hope to get maybe 4k???) How many late pays within the last 12 months on the currently open loan? ZERO How many late pays within the last 13-24 months on the currently open loan? zero Your current open auto loan is financed with? Your current open auto loan payment is? Estimated amount you may be upside down in this vehicle? N/A Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) 10 YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have? 9 Total percentage utilized overall? 38% How many of your revolving accounts are store cards? 1 How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 8 How many of your revolving accounts are known subprime credit cards 0 YOUR PERSONAL INFORMATION How long at your current residence? 3 years Do you Rent or have a Mortgage, or Live w/Relative or Other? RENT Your Monthly Rent or Mortgage payment? $950 How long have you held your current job? 20 YEARS Your total provable monthly gross income is? 7270 Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) Paystub Is there additional monthly income? What amount monthly? No Describe the source. Is the additional monthly income provable? Spousal income is not applicable. YOUR DOWNPAYMENT Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) 8000 Does any credit repository contain any Public Record? NO If yes, please very briefly describe. Does any credit repository contain any Collection Account(s)? NO If yes, please very briefly describe. Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 10 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10 Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 9 ONE 30 DAY LATE ON CC, ABOUT 3 YRS AGO. Looking to purchase 2019 Audi Q7, between 63k to 67K....never purchased this kind of expensive verihcle, previous loan financed was 28K..will that be an issue? I have two paid off Auto Loans on my CC report for 28k and for 22k. thanks MARV Looking to purchase
  15. https://www.fi-magazine.com/354115/hendrick-aims-to-win-the-technology-race No Paywall.
  16. https://www.fi-magazine.com/355250/cncda-care-by-volvo-violates-payment-packing-franchise-rules No Paywall.
  17. https://www.fi-magazine.com/354147/the-ccpa-and-you-updates-dealers-need-to-know No Paywall
  18. https://www.autodealertodaymagazine.com/354054/santander-settles-cfpb-charges-for-11-8m?utm_source=email&utm_medium=enewsletter&utm_campaign=20181121-NL-ADT-Enews-BOBCD181115018&omdt=NL-ADT-Enews&omid=1000693576 No paywall
  19. https://www.autodealertodaymagazine.com/353971/remember-leasing-is-also-regulated No Paywall
  20. https://www.fi-magazine.com/353919/kbb-lists-2019-best-buy-award-winners No paywall.
  21. https://www.fi-magazine.com/353861/happy-holidays-highest-vehicle-theft-days-ranked No Paywall.
  22. When I saw the pics of the bears I had to share this, And actually, it's true. https://www.autodealertodaymagazine.com/353843/jumpstart-car-buyers-want-to-negotiate?utm_source=email&utm_medium=enewsletter&utm_campaign=20181107-NL-ADT-Enews-BOBCD181101018&omdt=NL-ADT-Enews&omid=1000693576 No paywall.

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