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  1. My husband and I have moved to Australia. He had a loan on a car in Illinois, and the car is worth maybe 1/4-1/2 of the remaining loan value of $15,000. A friend of ours returned the car to the credit union with a note saying that he is defaulting on the loan (it's only his name on the loan.) The bank emailed him and said that they would like to talk (to work out a payment plan I'm guessing), and that returning the car doesn't absolve him from the loan. He wants to default on it...and no longer pay the remaining balance. What is the best way to go about this given that we now
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