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Found 5 results

  1. Hello Everyone, I have been lurking on this website for a little while now, searching for suggestions on how people can build onto their credit with a decent foundation already established. I finally decided to sign up and give all of my details so that I can get a more personalized response from the incredibly helpful people of this forum. My Slim Credit History Was able to open a college checking account through Wells Fargo at the age of 16 As soon as I turned 18 I went to WF and applied for a Wells Fargo CashBack College Credit Card. I was approved with a CL of $750 Age 21: CL is
  2. I'm working on my husband's credit. A lot of medical stuff has fallen off, thanks to Why Chat, but he still has few negative things going on that I'm working on right now, so they are dwindling down in number. Right now we are waiting for a response from the CRAs about some debt from AFNI (not sure what it is or where it's from) that is beyond the SOL. Would it be better to wait to try to get a secure credit card after all the bad stuff comes off first, or do we try for one earlier? I guess my questions right now is more about order in which I tackle the rest of the stuff on his
  3. I'm helping a friend of mine who has one $95 dollar baddie, a $1000 in student loan in good standing, and 12 hard pulls. He's sent a DV for the baddie. I've told him to get a credit card, but one that he will actually get. What is the next step? Should he go get real FICOs at myFICO so I can run them past the CB folks here? Should he just apply for a secured card? No problem to get myFICO FICOs if you'd like to know his FICO, but I don't know that he really has enough history to get a FICO. I know they are useless but his EQ FAKO is 622 (Fair).
  4. My credit took a turn for the worse in 2012 when my medical bills were turned over to collection despite me making monthly payments every month. I have went the whychat way to delete some with no luck. I do not have the funds to pay off the collections. I was told and sent a letter by the hospital billing that once I pay off the balance they would have collections delete the TL...that bill is my highest at $3600. I am saving every dime I have to get them paid off and hope by this summer I will. I do not have any CC Collections or charge offs. All of my collections are medical. I
  5. Trying to see if anyone here has used spam removed to manage their credit cards? I came across the site while browsing a travel site. Please let me know!
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