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I had a business from 2012 that I shut down. I've been diligently paying off the debts associated with the business -- credit cards in the buiness name that I PG'd. These do NOT report to my personal credit report. But there was a period in 2012 when the business was having difficulty that I was late a couple times, since resolved but here's my question: Since these do not show up on my personal CR, do i need to report them when applying for a mortgage? I'd prefer not to since the remaining balance owed is about $15k. I'm still paying it down, but would really like to buy a house this