Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.

Search the Community

Showing results for tags 'baddie'.

More search options

  • Search By Tags

    Type tags separated by commas.
  • Search By Author

Content Type


  • Intro & News
    • Please Read Before Posting - NEWBIES START HERE
    • CB gets Press!
    • CreditBoards Success Stories
    • Newbies Section
  • Creditboards Main Forums
    • Credit Forum
    • Medical Billing & Medical Collections
    • Bankruptcy
    • Foreclosures/Loan Modifications
    • Chexsystems Help
    • Debt Consolidation, Counseling and Management
    • Military Credit
    • Canadian Credit
  • Financing
    • Mortgages
    • Automotive Financing
    • Student Loans
    • Business Credit
  • Money Management
    • Money Management
  • Special Topics
    • VISA MC policies
  • Resources
    • Laws Laws Laws
    • Where can I Find?
    • CaseLaw
    • State Laws
    • Debt Collector Hall of Shame
    • Identity Theft
    • CreditPulls Database
    • Databases and Reference
    • Sample Letters
  • Misc.
    • General Discussion

Find results in...

Find results that contain...

Date Created

  • Start


Last Updated

  • Start


Filter by number of...


  • Start



Website URL






Found 3 results

  1. Hello CBers. My credit was looking great thanks to your help, but now I have a new baddie. It is from Online Collections for about $50.00. Reported on 8/14. Assigned 6/14. DFD of 6/11. Original creditor is Entergy New Orleans. Before I send a DV, I'd like to know if anyone has any other thoughts or experiences. I've removed an ERC collection using a DV. I removed CM collection for a friend by PFD. I've read on the board that these Online Collections people respond to DV and will not PFD. Not reading good things about them.
  2. Working on a that $95 baddie for my pal. Original creditor is WOW! Cable. Collector is Credit Management. Called them and asked them about a PFD. I was told that if I FAX a PFD letter they will send me something back as a FAX in 48 hours. Then if I (or rather, my pal) signs it, then it gets removed. Let's say that the request comes before the payment. I'd hate to have to sign anything that you send to a CA, though. It all sounds legit on the phone. I asked point blank if they would remove their report from all three credit reports and they said yes. Has anyone been through this with CMI? Did they delete as promised?
  3. Helping a friend with a Credit Management LP derog for $95.00. The credit report is not showing a DOFD, but it is going to some time in 2013. The original creditor was WOW Cable, it is balance of a cable bill. He never received a bill in the mail. Will the DV alone be enough or should he use the one-two punch: http://creditboards.com/forums/index.php?showtopic=428895 I'd like your feedback on the one-two punch versus simple DV and your feedback on the DV. Here's the DV: My Name My Address May 5th, 2014 Re: 1234XXXX Dear Credit Management, You have added information to my credit report. I dispute your claims in their entirety and request validation pursuant to the FDCPA. Be advised that I am not requesting a "verification" that you have my mailing address, I am requesting a validation, that is, competent evidence that I have some contractual obligation to pay you. Also, please provide the original creditor's name, address, and date of last activity. It is inconvenient for me to communicate by phone. Send all communication to the address above. Sincerely, My Name Sent via Certified Mail: 7000 0000 0000 0000 0000

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
  • Create New...

Important Information