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Found 5 results

  1. So at the end of September I took the plunge back into the credit card pool after staying out for several years. I only did Cap 1 and Discover, which I got approved for, and Amex, which was denied due to a dismissed BK 13. What I'd like to know is, how long should I wait before I do another app spree? I was initially going to wait 6 months, but lately I've been getting a little itchy to try for my next round of cards in January. How long do any of you wait between app sprees?
  2. Received the Delta & Costco cards in the past 2 weeks and am considering the Gold Premier Rewards PIF every month exclusively for a particular use. Will AmEx do another HP?
  3. Hi all, I was curious if you work in a job were you are payed only commision, when you apply for a loan or cc, what would you put down for income? Thanks!
  4. AAOA: About 3.9 years Latest DCU Fico: 749 Multiple cards $10k+ Clean EQ Report 2 Inqs - Both from Feb 2013. They're stickies from Credco. BUT... (there's always a but)... I have a new-ish auto loan and 3 new cards from Oct - Nov. Opened my CareCredit, Chase SW RR and SSFCU Visa. Thoughts?
  5. Credit Application: Your Age? 27 Your Equifax Credit Score? 715 Your Experian Credit Score? 663 Your TransUnion Credit Score? 680 How many years have you been on file with Equifax? 9 How many years have you been on file with Experian? 9 How many years have you been on file with TransUnion? 9 YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY Do you have an open auto loan? No - never had an auto loan Will this open auto loan be a trade-in? N/A How many late pays within the last 12 months on the currently open loan? N/A How many late pays within the last 13-24 months on the currently open loan? N/A Your current open auto loan is financed with? N/A Your current open auto loan payment is? N/A Estimated amount you may be upside down in this vehicle? N/A Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) N/A YOUR REVOLVING CREDIT HISTORY Total number of revolving account(s) you have? 12 Total percentage utilized overall? 43% How many of your revolving accounts are store cards? 6 How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 6 How many of your revolving accounts are known subprime credit cards? (i.e. Aspire, 1st Premier) 0 YOUR PERSONAL INFORMATION How long at your current residence? 2 years 2 months Do you Rent or have a Mortgage, or Live w/Relative or Other? Rent Your Monthly Rent or Mortgage payment? 600 How long have you held your current job? 1 year 8 months Your total provable monthly gross income is? 4333.33 Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return) Computerized Pay Stub Is there additional monthly income? What amount monthly? No Describe the source. N/A Is the additional monthly income provable? N/A Spousal income is not applicable. YOUR DOWNPAYMENT Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) 0 Does any credit repository contain any Public Record? No If yes, please very briefly describe. N/A Does any credit repository contain any Collection Account(s)? No If yes, please very briefly describe. Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 7 Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10 Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 5 New or Used vehicle you are considering: Please very briefly describe. New 2013 Rav4 Limited FWD Thank you!!!

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