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Showing results for tags 'address removal'.
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I'm considering calling/writing the 3 CRA's to have old addresses removed due to a serious fear of ID Theft. I've read all the threads about good and bad (old baddies removed, old good standing accounts removed in process, etc.) just wanted some experiences from some of you on how it worked out for you if you did it. Did your credit score get affected, and to what degree? If this sounds like a newbie question, well, it is.
Hello everyone, I am a newbie to the forum so forgive me if this question has been asked many times before. I have done a lot of research on the site and appreciate all of the helpful info I've gotten so far. I am in the phase of removing all old addresses from my credit reports and have successfully been able to do so easily with Equifax and Transunion. As most of you know from what I read, Experian wont budge on any old addresses. I got some dorky sounding guy on the phone named Kevin that sounded like he was reading from a script. My questions is this: Is it even worth the time to dispute negative TL's with Experian or should I try to do so anyway? I also read somewhere that someone "froze" their Experian CR due to this. What exactly does that mean and what does it entail? I don't want to tell them that there has been identity theft if that is what freezing is. But I thought that maybe it just meant that no one can pull credit from this agency but not because of identity theft. Any help would be greatly appreciated!