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Found 2 results

  1. We have a current VA loan for our home (not paid off and 8 years old). However, we want to sell and move to a bigger and better house. We thought we read something that said you cannot get more than one VA loan ever...is this true? We would love to use VA again since we didn't have to save up for a HUGE down payment. Thanks in advance!
  2. Okay, here's my story...I obtained a VA loan through BOA, then re-financed through Wells-Fargo Home Mortgage, I later sold my home via short sale after missing three payments to get Wells-Fargo to agree to it. The re-sale price was about 1/3 of what I paid for the house initially (thanks to the housing bubble burst). My questions are: 1. Is the VA loan I initially obtained wiped out when it was re-fied by Wells-Fargo (i.e. did Wells-Fargo "pay off" the VA loan)? Or... 2. Did the VA loan (guaranty) transfer to Wells-Fargo when I re-fied? 3. If the VA guaranty transferred, wouldn't it mean that the VA covered any delinquency that I owed after settlement and therefore, Wells-Fargo shouldn't be reporting negative on me?--Currently reports 120 days past due as last reporting. Thanks in advance!

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