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  1. I have decided its time to rebuild my personal credit after running from it for the last two years! I just opened a NFCU Secured Card for $600 last week. I would like to also open a Shares Secured Loan with $1000. I'm wondering if its a good idea to open two secured products in the same month or should i just be happy with one secured credit card. I understand that I need a revolving and installment loan on my credit report to raise my Fico score but I don't want to lower my score by opening two products from the same institution. Any advice would be much appreciated!

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