I apologize if this has been brought up before, but I recently learned about this consumer agency that contains medical records on people for insurance underwriters.
As I'm shopping around for Health Insurance, this agency's name came up. I also discovered that you can get a free copy of your file once per year at www.mib.com. I requested my copy this weekend, although it's my understanding that the cryptic coding they employ may make it unreadable to me.
I feel as though they (health insurance companies) want you to put down as much information as possible, so they can charge you