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Found 5 results

  1. Hey guys, I have 3 credit cards with Navy Fed. Sig. Cash Rewards Platinum goRewards All three had a total Limit of about $70,000 Today I tried to used my Sig. Cash card for a purchase and it was denied!! I called Navy who said that ALL my credit card accounts have been CLOSED effective Immediately! I asked why?? They said that my accounts were flagged and went under a "AR" review process.... The result, they found that I have requested too many Credit Lines Increases within the last 12 months... Are you freaking kidding me!! I told them this is Ridiculous! IF you have granted me too much credit then why not do a CLD rather than just Close all my accounts. They said, that this is there new policy and same would happen to anyone who abuses their credit card products. I check to see if I have an increase available once every 2 months or 90 days. I guess that was way too much for them. So, I was completely livid and asked for my accounts to be reopened and escalated my call to the NFCU Security dept. I was on hold for 20min for them only tell me that they Refuse to reopen my accounts. They would only say, that I would receive a letter in the mail which would contain instructions to formally appeal in writing. Appeals over the phone would not be accepted!!! What a Joke! Are they freaking out because of the Gov. shutdown or something. OMG! Has this every happened to anyone else... What can I do?? Help!! Rod
  2. Froze Equifax, appllied for $10,000 NAV Check, Got a Call saying I had to unfreeze Equifax. I said Pull Exp on TU that had some previous difficulty with fraud on Equifax. So the girl said they could not approve app. BUT, the next day I notice INQ on TU from Navy Fed and the next day I get a phone call asking med to verify some info. I answered all her questions. Today, I see a $10,000 NAV Check approval. 19 months out of BK with 685 TU Fico. You Guys ROCK!!!
  3. Will Navy Fed give CLI with only Transuion Hard. I really want to push the CLI at 3 months, but a hard on 3 reports is a game changer. Any thoughts
  4. My Navy Fed Visa had an invitation to CLI that I never saw before. Increase My Credit Limit $3,000.00... Am I being invited to ask for an increase with soft pull. This card was secured for 12 months, unsecured by Navy Fed has been unsecured for 3 months and I then see this "highligted" Increase my Credit Limit. Is this a good thing and how much should I ask for?
  5. Applied, instantly declined online for the auto refi no message of 3-5 days. So I thought might as well take advantage of the hard pull that was wasted on the auto refi, and requested a CC CLI got the 3-5 day message. Myfico Eq score is 626. Salary $110K per year. Six accounts paid on time... Utilization 54% will be under 9% when all balances post. (1) baddy on my EQ report Currently have a CC with Navy federal since 11/2012 zero balance. I just don't get it

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