Dear Santa,
Please remove my Fartgo repo and make my EO dispute with Crap 1 delete the 2 crap accounts incorrectly reporting. Can you also talk my wife into liking something else other than cashmere because she is going to ruin your's and my credit again this Christmas. Oh and peace on earth and blah blah blah....
Yours after six beers and three shots,
Funk
Ps: Sorry, all we had last year was soy milk and the store was closed.