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  1. A little background.... I spent the last few years with FICOs bumping around between 650 & 680 as a result of several charge-offs and their associated late payments. The last one aged off in late October and when my scores didn't pop up at all I discovered there was a misreported delinquent account on all three reports. With the help of all you great folks here at CB I got that removed and BAM! 770s across the board in November! That left me with three cards in my portfolio- Merrick Bank @ $3100 CapitalOne QS @ $1000 DCU Visa @ $6000 As soon as my scores popped up I went on a bit of a spree- CapOne CLI to $4000 Sallie Mae @ $12,500 Double Cash @ $8000 DCU CLI to $10000 BofA Better Balance @ $9000 Planning a vacation soon I realized I could use Sign-up bonuses to cover some of the major expenses, so... Last Night - US Airways @ $10000 Which left me looking for a hotel card. Decided to go for the Chase IHG Rewards because it seems to be the quickest to get some free nights and BOOM! Approved for $24000! Nearly double my highest limit. That's five new cards and $70,500 more in credit (a seven-fold increase!) in less than 5 weeks. Couldn't have done it without all the great info and advice shared by so many generous folx here at CB!

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