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Showing results for tags 'Credit balance'.
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My DW has a new JCB Marukai 3% card, but she was given only a $2,500 limit and they would not reconsider and indicated you must wait six months before applying for a CLI. We overpaid the current balance, and when you login, it now says available credit is ~$4,000. Does anyone have experience with this card and know whether a $3,000 charge would be approved at this point? I know that for Capital One account in the same situation, it would not be approved.
Hello, We modified our 1st mortgage last year with Chase. Our credit report states our credit limit as the original loan amount ($157,000) and our credit balance is ($187,999). So our credit to debt ratio stinks. Is there anything I can do to change this? It could years before our credit balance equals our loan amount. How is this effecting our credit? Thanks!