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Found 1 result

  1. I had an account with Citi Auto some years ago that was apparently charged off and sold to Santander. I live in Texas and utilized the debt validation under the Texas Finance Code with Santander, they could not provide validation and the account was removed. They have since sold it to Main Street Acquisition who is now reporting. Santander was not to sell the account but obviously did. I have all the original documents to Santander, the removals from the credit bureaus and the green cards from the post office. How do I proceed from here? Do I take this up with Santander for selling the account? Also, they have since provided the original validation documentation from Citi after about 90 days. Do I go after Main Street since they are reporting and claiming to have purchased the account directly from Citi and NOT Santander (which is why all credit disputes come back verified when we dispute). I would also assume (but can't be sure) that Santander provided the validation information to Main Street when they sold the account to them so I'm not sure if I should take the validation approach with them as well. Or do I contact the credit bureaus for being to lazy (of stupid) to realize that this is the SAME account that has already been removed especially since it has the SAME account number as the Santander. Any advise would be greatly appreciated. I'm at a loss as to how to proceed concerning this account. THANKS!

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