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Found 9 results

  1. Apped for Lowes after reading about generous CLIs from them. (not to mention TU pull). Got the, call 800 number for additional review, message and initially approved for $1300. bleh. Called backdoor a couple hours later and spoke to some very nice lady from overseas about increasing to $25k. After a few minutes of reviewing my CR, "Unfortunately, we can ONLY approve you for $12k." Darn! haha Next goal, get back in with AMEX.
  2. I went there to again put in a dispute on my only former address, and it is giving me the "Information does not match" message (now) and I am still waiting for the address to fall off.. I hope it will, as I made it the only item in my "dispute summary." has this happened to anyone else?
  3. Sorry guys to post this, but i have been searching for a while now, and i guess i can only subscribe to a limited amount of threads... can someone link me the master list of UW phone #s? I can't seem to find them... Very embarrassed.
  4. I've been locked out of the backdoor for a couple years now, which is fine. What bothers me is that every time I write TU to request an investigation, 100% of the time I get a letter back stating "Here is the copy of your credit report as requested" (Emphasis mine). I even send them a new letter stating what they did the last time was unacceptable and I am not requesting a report, but to open an investigation and even submit support documents. I opened a case with the CFPB, I'll let everyone know how that turns out. But how am I supposed to request an investigation when I can't dispute onl
  5. AmEx Oasis Program: 888-232-3261 AmEx: 800-567-1083 (App Status – Use with caution if attempting a denied app recon; have been advised by one member that they can only resubmit app with another hard pull) AmEx: 800-230-1284 (Account Services – handles accounts with issues) AmEx: 800-700-7619 (Reserves – handles closed and charged-off accounts) AmEx Executive Office: 800-297-6197 American Express Credit Bureau Unit: 800-874-2717. (Must have a current credit report before calling. They will ask for the account number from the credit report, which is different from your card number.) Barclays
  6. As you know TU requires you to create an online account to begin the dispute process. I disputed my old addresses online. Well, I was notified by TU via email that the dispute was resolved and I could review the results. Well now, the result is all that I see. I can no longer access my report in a way where I can dispute additional information. I've called TU to no avail and have yet to get an explaination and have been guided by the rep(s)to just dispute over the phone. Any clues?
  7. Searched for a backdoor, or underwriter, no luck. Anyone have success with this? Thanks!
  8. So, a few days ago I stumbled upon the wondrous information in the credit pulls section of this site and started researching various cards. Based on this research, and recent looks at FAKO scores, I applied for and was approved for an Amex Green account. Then yesterday an Amex DSM with a 2k limit, I don't know which CRA they pulled though. I currently have 4 accounts with Cap one with low limits and since I haven't requested a CLI recently on any of them I decided to check. I was denied so I started checking through the posts here and I've gone through the sea of posts about backdoor s and see
  9. Greetings fellow credit restorators! I have opted out via this link provided by Master Why Chat (lol) https://www.optoutprescreen.com/?rf=t I printed that form, signed, dated, and mailed it. Is that proper protocol ? Have I opted out or should I then send the letter provided by PrivacyRightsNow to all my creditors? If the answer to that is yes - I mail those letters regular mail to the billing address i have for them? How long do i then wait to mail the address correction letters to the CRA's? & last question (I think) is are the following the correct addresses for
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