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Found 3 results

  1. I currently have: BCE PRG HHonors Surpass I was wanting to upgrade my BCE to BCP. You can upgrade from the BCE to the BCP (per an Amex rep I spoke to after opening the BCE) after having the BCE for a year with no pull. I was thinking to max the situation I would transfer as much of the CL as I can to my Hilton card, instead of just transferring the CL directly to the BCP, and then call back and then close the BCE. Then go online and apply for the BCP and get a new CL and do a 2-for-1 and get the no fee Everyday card. Anyone see any flaws in this or see a better way to max the benefits?
  2. Hi. Anyone ever had any luck offsetting an AMEX annual fee or getting some kind of a retention bonus? I recently called the main line with regard to an annual fee on my BCP, and both the CSR and a supervisor told me that there was nothing they could do or offer me, despite my suggestion that I was seriously considering cancelling or at least downgrading the card to the no-annual-fee version. Just wondering if I should try my luck again with a different CSR or if there is a different number that I should call that would be more successful. As always, any feedback and help is greatly appreciated. Thanks!
  3. Hi. I am planning on applying for Blue Cash Everyday, but wanted to know what others' experience has been with regard to initially approved credit limits. Additionally, is there a difference with initial CLs depending on whether I apply for BCE or BCP? If I could avoid it, I'd prefer the no-annual-fee BCE, over the BCP. But if BCP offers a much better starting CL, then I might reconsider. My latest credit score (pulled when applying for apartment several months ago) was somewhere around 780. Great, clean credit history. Currently have 2 BofA cards: (1) 17,000 CL with 30% utilization, and (2) 10,000 CL with less than 10% utilization. Also have MileagePlus Explorer Visa Signature with 11,000 CL and 30% utilization. Annual income around 100K. Not really worried about being approved, but about the CL that will be offered. Does AmEx offer starting CLs in the 10K+ range anymore? Or am I likely to get a lower CL to start with, and then have to get a CLI after 61 days? And is there a difference in starting CLs between the BCE and BCP? If so, how much?? Thanks in advance for any help! :-)

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