I have been working on my credit for 2 years to re-establish after a BK which is 8 years old. I have been following your suggestions as of joining the board but I have made some mistakes before by getting toy limits. All 3 of the cc reports are clean with the exception of the BK.
Income: $110K
Credit Utilization under 30%
Scores: Equifax: 652, Experian: 703 TransUnion: 705 (from myFico as of 06/14/2014)
Cards/Limits:
Barclay's: $1,800
Capital One: $5,750
Chrysler Capital: $ 14,840 Balance Lease
Credit First: $1,400
Fingerhut: 1,300
First Premier: $700