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  1. I have been working on my credit for 2 years to re-establish after a BK which is 8 years old. I have been following your suggestions as of joining the board but I have made some mistakes before by getting toy limits. All 3 of the cc reports are clean with the exception of the BK. Income: $110K Credit Utilization under 30% Scores: Equifax: 652, Experian: 703 TransUnion: 705 (from myFico as of 06/14/2014) Cards/Limits: Barclay's: $1,800 Capital One: $5,750 Chrysler Capital: $ 14,840 Balance Lease Credit First: $1,400 Fingerhut: 1,300 First Premier: $700
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