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Found 4 results

  1. I have an Affinity FCU credit card which has been opened about 3 years. I screwed up and have a 30 late on it is there anything I can do about this?
  2. Currently listed as "pays as agreed", also listed in the neg accounts section. Thanks for any input. Year Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2014 * * * * * * * 2013 * * * * * * * * * * * * 2012 * * * * * * * * * * * * 2011 * * * * * * * * * * * * 2010 * * * * * * * * * * * * 2009 * * * * * * * * * * 30 * Payment History Key
  3. Thanks for any advice you can supply about how you would move forward with this tradeline if it were on your report. It's for a closed lease. I have a letter from the lease company in response to a goodwill I had sent asking for them to remove the four 30 day lates reporting on major 3 CRAs. They denied my request but verified in writing that I had been 30 days late three times (not the four indicated on my reports). So if you were in my shoes, which scenario would you try? Jack attack the CRAs on the basis of incorrect data being reported ("Please update or remove") Try goodwilling again on the basis that the company's information is reporting incorrectly with all 3 CRAs (not sure there's an upside here) Given that I have another lease with the same company, offer to pay off the remaining value of my lease (I am halfway through the term) if they delete the prior tradeline Something else entirely I am spotless with my current lease payments. The last 30 day late on the prior lease was 3 years ago. Thank you!
  4. Does anyone know of specific laws and information pertaining to Auto Loans and the FCRA, something similar to the Credit Card Act of 2009. Basically my payment was due to Nissan on 9/10/11, which was a Saturday. My wife made the payment through their automated system on 10/8/11, which they have confirmed and is not 30 days late. However, 10/8/11 was the Saturday of Columbus Day weekend, so the payment was not applied until 10/11/11, making it 31 days late. Is this legal? I know that if this was a credit card I would be protected under the Credit Card Act because the due dates shift to the next Business Day and you protected by holidays and such. But what about Auto Loans? This does not seem right?

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